BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

CGF Insurance LLC

Guaynabo, PR

CGF Insurance LLC collected $2.6M in commissions and fees from 68 employer health plans in plan year 2024 filings, ranking #193 among 12,126 brokers named in the public record. Its median rate on fully insured medical plans was 5.0% of premium, against a national median of 3.8%. Most of its named clients are in Puerto Rico.

Commissions + fees
$2.6M
$2.2M commissions · $372,831 fees
Employer plans
68
95 contracts
Rank
#193
top 2% of 12,126 brokers
Median rate
5.0%
13 insured medical plans · U.S. median 3.8%

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
First Bank Puerto Rico · Puerto Rico$654,8812,450
Empresas Fonalledas Inc · Puerto Rico$152,980448
Empresas Berrios · Puerto Rico$110,192542
Eaton Intelligent Power Limited · Texas$82,6851,683
Rio Mar Hospitality Management LLC · Puerto Rico$80,613461
Popular, Inc. · Puerto Rico$65,4527,883
HVPH Motor Corporation · $65,344237
Ballester Hermanos Inc. · Puerto Rico$62,370423
Connect Road Assist LLC · Puerto Rico$59,256166
Boys & Girls Club of PR Inc. · Puerto Rico$58,920253
South American Restaurants, Corp. · Puerto Rico$58,518695
Rimco LLC · Puerto Rico$56,614173
Molinos de Puerto Rico, LLC · Puerto Rico$56,511110
VPH Motor Corporation · Puerto Rico$55,225199
Cic Construction Group Se · Puerto Rico$52,730136
Asociacion de Suscrpcion Conjunta · Puerto Rico$52,537114
Cesar Castillo, Inc. · Puerto Rico$45,650380
M M Manufacturing, LLC · Puerto Rico$42,956318
Deya Elevator Services Inc · Puerto Rico$41,518237
International Hospitality Services, Inc. · Puerto Rico$40,9931,077
San Juan Capestrano · Puerto Rico$40,738228
Sonesta International Hotels Corporation · Massachusetts$39,8576,227
Pan American Grain Manufacturing Co Inc · Puerto Rico$36,350341
Money Group Health Plan · Puerto Rico$35,536117
HPM Foundation, Inc. · Puerto Rico$34,426203

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

49 plans
4 plans
3 plans
2 plans
1 plans
1 plans
1 plans

How much does CGF Insurance LLC earn from employer health plans?

In plan year 2024 filings, employers reported paying CGF Insurance LLC $2,581,463: $2,208,632 in commissions and $372,831 in fees, across 95 insurance contracts at 68 employers. That ranks #193 of 12,126 brokers in the public record.

What commission rate is paid on plans CGF Insurance LLC brokers?

Among 13 fully insured medical plans where CGF Insurance LLC was the only broker, the median compensation was 5.0% of premium. The national median is 3.8%. Rates are set per plan and depend on carrier, group size and whether the employer pays fees instead of commissions.

Which employers use CGF Insurance LLC?

The largest reported payers in 2024 were First Bank Puerto Rico, Empresas Fonalledas Inc, Empresas Berrios. Puerto Rico is its biggest state by employer count (49 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

Is this your company's plan? Get a written review of the filing.
A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.