BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

Culture Insurance

Escondido, CA

Culture Insurance collected $203,906 in commissions and fees from 2 employer health plans in plan year 2024 filings, ranking #1895 among 12,126 brokers named in the public record. Most of its named clients are in California.

Commissions + fees
$203,906
$188,761 commissions · $15,145 fees
Employer plans
2
21 contracts
Rank
#1895
top 16% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Joshco Group, LLC · Nevada$108,121172
Michael Sullivan & Associates · California$95,785196

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

1 plans
1 plans

How much does Culture Insurance earn from employer health plans?

In plan year 2024 filings, employers reported paying Culture Insurance $203,906: $188,761 in commissions and $15,145 in fees, across 21 insurance contracts at 2 employers. That ranks #1895 of 12,126 brokers in the public record.

What commission rate is paid on plans Culture Insurance brokers?

Not enough fully insured medical plans name Culture Insurance as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use Culture Insurance?

The largest reported payers in 2024 were Joshco Group, LLC, Michael Sullivan & Associates. California is its biggest state by employer count (1 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

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