BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

EMS Financial Services, LLC

Williamsville, NY

EMS Financial Services, LLC collected $252,228 in commissions and fees from 7 employer health plans in plan year 2024 filings, ranking #1570 among 12,126 brokers named in the public record. Most of its named clients are in New York.

Commissions + fees
$252,228
$252,228 commissions · $0 fees
Employer plans
7
9 contracts
Rank
#1570
top 13% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Seneca Foods Corporation · New York$135,0872,936
The Summit Center Inc. · New York$68,070334
Apple Rubber Products, Inc. · New York$39,085147
Mayer Bros. Apple Products, Inc. Health & Welfare Benefits Plan #501 · New York$3,822161
Nysarc, Inc., Cattaraugus Niagara Counties Chapter · New York$3,743295
Brothers of Mercy Nursing Home Co Inc · New York$1,658411
Chapin International, Inc · New York$763248

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

7 plans

How much does EMS Financial Services, LLC earn from employer health plans?

In plan year 2024 filings, employers reported paying EMS Financial Services, LLC $252,228: $252,228 in commissions and $0 in fees, across 9 insurance contracts at 7 employers. That ranks #1570 of 12,126 brokers in the public record.

What commission rate is paid on plans EMS Financial Services, LLC brokers?

Not enough fully insured medical plans name EMS Financial Services, LLC as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use EMS Financial Services, LLC?

The largest reported payers in 2024 were Seneca Foods Corporation, The Summit Center Inc., Apple Rubber Products, Inc.. New York is its biggest state by employer count (7 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

Is this your company's plan? Get a written review of the filing.
A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.