BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

Gilroy Kernan & Gilroy, Inc.

New Hartford, NY

Gilroy Kernan & Gilroy, Inc. collected $1.5M in commissions and fees from 25 employer health plans in plan year 2024 filings, ranking #320 among 12,126 brokers named in the public record. Most of its named clients are in New York.

Commissions + fees
$1.5M
$1.4M commissions · $97,435 fees
Employer plans
25
63 contracts
Rank
#320
top 3% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Together for Youth · New York$289,449670
Visiting Nurse Association of Central New York · New York$119,648561
Rifenburg Support Services, LLC · New York$108,159181
House of the Good Shepherd · New York$104,920376
Trenton Technology, Inc. · New York$82,875232
Otsego County Chapter Nysarc, Inc. · New York$81,542135
Black River Systems Company, Inc. · New York$79,339108
Mohawk Valley Health System · New York$70,3043,588
Oneida Innovations Group LLC · New York$68,178160
ST. Joseph's Addiction Treatment and Recovery Center · New York$62,317116
The Fountainhead Group, Inc. · New York$60,116102
Citizen Advocates, Inc. · New York$54,763511
Ecr International, Inc. · New York$52,233173
Indium Corporation of America Comprehensive Medical Benefits Plan · New York$41,350995
McCraith Beverages, Inc. · New York$37,801127
Nathan Littauer Hospital Association · New York$36,872639
Capital District Beginnings, Inc. · New York$35,373149
Cazenovia Equipment Company Inc · New York$32,261138
United Cerebral Palsy & Handicapped Pers Utica Area Inc Employee Choic · New York$29,844597
Trustees of the Masonic Hall Fund Masonic Care Community of New York · New York$11,484251
Arc Herkimer · New York$2,719218
Thrive Wellness and Recovery, Inc · New York$1,634146
Slocum Dickson Medical Group PLLC · New York$47290
Hatteras Press, Inc. · New Jersey$30270
Cranesville Block Co., Inc. · New York$11142

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

24 plans
1 plans

How much does Gilroy Kernan & Gilroy, Inc. earn from employer health plans?

In plan year 2024 filings, employers reported paying Gilroy Kernan & Gilroy, Inc. $1,463,269: $1,365,834 in commissions and $97,435 in fees, across 63 insurance contracts at 25 employers. That ranks #320 of 12,126 brokers in the public record.

What commission rate is paid on plans Gilroy Kernan & Gilroy, Inc. brokers?

Not enough fully insured medical plans name Gilroy Kernan & Gilroy, Inc. as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use Gilroy Kernan & Gilroy, Inc.?

The largest reported payers in 2024 were Together for Youth, Visiting Nurse Association of Central New York, Rifenburg Support Services, LLC. New York is its biggest state by employer count (24 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

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A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.