BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

Higgins Insurance Inc

Hopkinsville, KY

Higgins Insurance Inc collected $291,294 in commissions and fees from 9 employer health plans in plan year 2024 filings, ranking #1398 among 12,126 brokers named in the public record. Most of its named clients are in Kentucky.

Commissions + fees
$291,294
$273,931 commissions · $17,363 fees
Employer plans
9
18 contracts
Rank
#1398
top 12% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Jennie Stuart Medical Center · Kentucky$89,802668
T.Rad North America, Inc. · Kentucky$84,194719
Caldwell Medical Center · Kentucky$66,136164
Lifeskills, Inc. · Kentucky$30,516426
Pennyrile Rural Electric Cooperative Corporation · Kentucky$12,160103
Lifeskills Health Services, Inc. · Kentucky$7,440221
FNB Bank, Inc. · Kentucky$916113
Mountain People's Health Councils Inc · Tennessee$104107
Furniture Connection, Inc · Tennessee$26114

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

7 plans
2 plans

How much does Higgins Insurance Inc earn from employer health plans?

In plan year 2024 filings, employers reported paying Higgins Insurance Inc $291,294: $273,931 in commissions and $17,363 in fees, across 18 insurance contracts at 9 employers. That ranks #1398 of 12,126 brokers in the public record.

What commission rate is paid on plans Higgins Insurance Inc brokers?

Not enough fully insured medical plans name Higgins Insurance Inc as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use Higgins Insurance Inc?

The largest reported payers in 2024 were Jennie Stuart Medical Center, T.Rad North America, Inc., Caldwell Medical Center. Kentucky is its biggest state by employer count (7 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

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