BenefitsLedger
Benefits broker · Plan year 2024 · Form 5500 Schedule A

Morris & Garritano Insurance Agency

San Luis Obispo, CA

Morris & Garritano Insurance Agency collected $2.7M in commissions and fees from 37 employer health plans in plan year 2024 filings, ranking #182 among 12,126 brokers named in the public record. Most of its named clients are in California.

Commissions + fees
$2.7M
$2.1M commissions · $610,835 fees
Employer plans
37
91 contracts
Rank
#182
top 2% of 12,126 brokers
Median rate
n/a
fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

EmployerPaid to brokerParticipants
Peoples Self Help Housing Corporation · California$172,190191
Sesloc Credit Union · California$167,950182
Mge Underground, Inc. · California$158,240187
Daou Vineyards, LLC · California$144,150246
Ixsystems · California$141,895177
Kings Oil Tools, Inc. · California$128,378256
Pacific Petroleum California, Inc. · California$121,709247
Tillamook Country Smoker, Inc · Oregon$117,969385
Magaya Corporation · Florida$117,310148
Snack World, LLC dba Century Snacks · California$114,374143
19six Architects · California$110,067122
Aviation Consultants, Inc. dba Aci Jet · California$103,772284
RPS Holdings, Inc. · California$103,212240
Empirical Systems Aerospace, Inc. · California$77,499114
Trust Automation, Inc. · California$73,807120
Solvang Lutheran Home, Inc. · California$72,515165
Compass Health, Inc. · California$68,746781
Zoo Med Laboratories, Inc. · California$65,462129
Specialty Construction, Inc. · California$63,621108
Miners Ace Hardware, Inc. · California$59,298156
Ifixit · California$58,897119
Sun Valley, LLC · California$57,480106
Ernie Ball, Inc. · California$55,744313
Primus Group, Inc. · California$51,243127
Sports Warehouse, Inc. · California$46,647529

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

35 plans
1 plans
1 plans

How much does Morris & Garritano Insurance Agency earn from employer health plans?

In plan year 2024 filings, employers reported paying Morris & Garritano Insurance Agency $2,730,428: $2,119,593 in commissions and $610,835 in fees, across 91 insurance contracts at 37 employers. That ranks #182 of 12,126 brokers in the public record.

What commission rate is paid on plans Morris & Garritano Insurance Agency brokers?

Not enough fully insured medical plans name Morris & Garritano Insurance Agency as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use Morris & Garritano Insurance Agency?

The largest reported payers in 2024 were Peoples Self Help Housing Corporation, Sesloc Credit Union, Mge Underground, Inc.. California is its biggest state by employer count (35 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.

Is this your company's plan? Get a written review of the filing.
A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.