The Guardian Insurance Company of America
The Guardian Insurance Company of America appeared on 18 contracts at 16 employer health plans in plan year 2024 filings, with $190,771 in earned premium, ranking #393 of 1,452 carriers. Its medical contracts covered 573 people. Employers reported broker commissions and fees of $417,611 on those contracts, 218.9% of premium.
Coverage lines on its contracts: life (13), long-term disability (12), dental (11), vision (9), short-term disability (7), health (2).
Where it writes the most
Medical premium by employer state.
Largest clients
Employer plans reporting the most premium with this carrier.
| Employer | Premium | Participants |
|---|---|---|
| Terminal Supply Company · Michigan | $129,742 | 244 |
| Terminal Supply Company · Michigan | $61,029 | 244 |
| United Dental Partners · Illinois | $0 | 274 |
| The Ogden Newspapers Inc · West Virginia | $0 | 867 |
| Tag Restaurant Group LLC · Colorado | $0 | 161 |
| Southeast Elevator Inc · Florida | $0 | 121 |
| Shambaugh & Son, L.P. · Indiana | $0 | 1,084 |
| Revenue Assistance Corporation · Ohio | $0 | 126 |
| Patten Seed Company, LLC · South Carolina | $0 | 449 |
| Panini America, Inc. · Texas | $0 | 239 |
| Lpi Digital, LLC · Wisconsin | $0 | 419 |
| Lowcountry Grocers, LLC · South Carolina | $0 | 194 |
| Jaynes, Reitmeier, Boyd & Therrell, P.C. · Texas | $0 | 110 |
| Dick Lavy Trucking, Inc. · Ohio | $0 | 233 |
| Caire, Inc. · Georgia | $0 | 483 |
| Board of Trustees of the Building Service 32bj Health Fund · New York | $0 | 129,391 |
| Board of Trustees of the Building Service 32bj Health Fund · New York | $0 | 129,391 |
| Barnes, Dennig & Co., LTD · Ohio | $0 | 193 |
Filed under 2 spellings, including The Guardian Insurance Company of America; Guardian Insurance Company of America; this page adds them together.
Source: DOL Form 5500 Schedule A, plan year 2024; built October 24, 2026. One insurer's filed spellings (for example "Blue Cross Blue Shield", "BlueCross BlueShield" and "Blue Cross and Blue Shield" of the same state) are grouped on one page; different state plans stay separate.
How many employer health plans does The Guardian Insurance Company of America insure?
The Guardian Insurance Company of America was named on 18 insurance contracts at 16 employers with 100 or more participants in plan year 2024 filings, with $190,771 in earned premium and 573 people covered on medical contracts.
How much do brokers earn on The Guardian Insurance Company of America contracts?
Employers reported $417,611 in broker commissions and fees on The Guardian Insurance Company of America contracts, 218.9% of premium. The all-carrier median on fully insured medical plans is 3.8%.
Where is The Guardian Insurance Company of America strongest?
By medical premium, its largest states are South Carolina, Colorado.