3gtms, LLC
Updated Filing received by DOL
3gtms, LLC, an information & publishing employer in Columbus, Ohio, reported 124 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $84,458 in insurance premiums across 6 contracts and $69,705 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 28, 2025, before the deadline.
Who was paid on 3gtms, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract 3gtms, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $68,324 | $1,381 | $69,705 | 6 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Connecticut, Inc.dental | 95 | $84,458 | $5,716 | 6.8% |
| Cigna Health and Life Insurance Companyhealth, prescription drug, PPO | 91 | — | $56,262 | — |
| Vision Service Planvision | 83 | — | $792 | — |
| Unum Life Insurance Company of Americashort-term disability | 112 | — | $4,286 | — |
| Unum Life Insurance Company of Americalong-term disability | 16 | — | $2,284 | — |
| Unum Life Insurance Company of Americalife | 29 | — | $365 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How 3gtms, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 159 | 124 | −22.0% |
| Premiums filed | $84,948 | $84,458 | not comparable |
| Broker commissions + fees | $73,818 | $69,705 | −5.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| 3gtms, LLC Health and Welfare Plan#501 · insurance, general assets | December 31, 2024 | May 28, 2025 | before deadline | 124 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did 3gtms, LLC pay in health insurance broker commissions in 2024?
3gtms, LLC's 2024 Form 5500 reports $69,705 in broker commissions and fees across 6 insurance contracts ($68,324 in commissions, $1,381 in fees), with Marsh McLennan Agency receiving the largest share.
Is 3gtms, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does 3gtms, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for 3gtms, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.