Advocates for Arts-Based Education Corp.
Updated Filing received by DOL
Advocates for Arts-Based Education Corp., an education services employer in New Orleans, Louisiana, reported 217 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $2.2M in insurance premiums across 4 contracts and $115,122 in broker commissions and fees, 3.6% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 11, 2025, before the deadline.
Who was paid on Advocates for Arts-Based Education Corp.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Advocates for Arts-Based Education Corp. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Baton Rouge, LA | $93,071 | $4,856 | $97,927 | 3 |
| Southern National Marketing Company · Baton Rouge, LA | $3,364 | $6,916 | $10,280 | 1 |
| Southern Nat. Life Ins. Co., Inc. · Baton Rouge, LA | $0 | $6,916 | $6,916 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Louisianahealth, vision, prescription drug, HMO | 334 | $2.2M | $76,962 | 3.6% |
| Equitable Financial Life Insurance Company of Americalife, short-term disability, long-term disability | 230 | — | $30,559 | — |
| Delta Dental Insurance Companydental | 358 | — | — | — |
| Continental American Insurance Companyindemnity | 73 | — | $7,601 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Advocates for Arts-Based Education Corp. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,474 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 209 | 217 | +3.8% |
| Premiums filed | $1,919,357 | $2,162,417 | +12.7% |
| Broker commissions + fees | $123,286 | $115,122 | −6.6% |
| Commission rate | 5.5% | 3.6% | −2.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Advocates for Arts-Based Education Corporation Welfare Benefits Plan#501 · insurance, general assets | June 30, 2025 | December 11, 2025 | before deadline | 217 |
| Advocates for Arts-Based Education Aflac Plan#503 · insurance | June 30, 2025 | December 11, 2025 | before deadline | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Advocates for Arts-Based Education Corp. pay in health insurance broker commissions in 2024?
Advocates for Arts-Based Education Corp.'s 2024 Form 5500 reports $115,122 in broker commissions and fees across 4 insurance contracts ($96,435 in commissions, $18,687 in fees), with Gallagher receiving the largest share.
Is Advocates for Arts-Based Education Corp.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Louisiana.
How does Advocates for Arts-Based Education Corp.'s broker compensation compare with similar employers?
Advocates for Arts-Based Education Corp. paid 3.6% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Louisiana is 5.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.