Agrati, Inc.
Updated Filing received by DOL
Agrati, Inc., a manufacturing — metal, equipment, transportation employer in Park Forest, Illinois, reported 308 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $35,393 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on May 26, 2026, before the deadline.
Who was paid on Agrati, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Agrati, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Saint Louis, MO | $30,572 | $4,821 | $35,393 | 10 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Lincoln National Life Insurance Companylife | 404 | — | $18,690 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 51 | — | $1,961 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 33 | — | $3,005 | — |
| Vision Service Planvision | 276 | — | — | — |
| Lincoln National Life Insurance Companylong-term disability | 403 | — | $7,086 | — |
| Vision Service Planvision | 203 | — | — | — |
| Telus Health (US) LTD.coverage not coded | 400 | — | — | — |
| The Lincoln National Life Insurance Companycoverage not coded | 31 | — | $4,651 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Agrati, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 421 | 308 | −26.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $29,102 | $35,393 | +21.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Agrati, Inc. Health & Welfare Plan#501 · insurance, general assets | December 31, 2025 | May 26, 2026 | before deadline | 308 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Agrati, Inc. pay in health insurance broker commissions in 2025?
Agrati, Inc.'s 2025 Form 5500 reports $35,393 in broker commissions and fees across 8 insurance contracts ($30,572 in commissions, $4,821 in fees), with Aon receiving the largest share.
Is Agrati, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Agrati, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Agrati, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.