Alamo City Motors Inc
Updated Filing received by DOL
Alamo City Motors Inc, a retail — stores, food, auto, clothing employer in Houston, Texas, reported 207 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $48,998 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on September 29, 2025; the original filing date is not in the public dataset.
Who was paid on Alamo City Motors Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Alamo City Motors Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| BCSG Insurance Services LLC · Cypress, TX | $18,248 | $0 | $18,248 | 5 |
| Kelly Rushing · Lytle, TX | $6,511 | $3,539 | $10,050 | 1 |
| Troy Palmer · San Antonio, TX | $5,067 | $1,198 | $6,265 | 1 |
| Centerstone Ins Agcy & Fin SVCS · Dallas, TX | $0 | $4,700 | $4,700 | 1 |
| Brian C Stevenson · Cypress, TX | $4,664 | $0 | $4,664 | 1 |
| Timothy Cobb · Barry, TX | $1,046 | $1,603 | $2,649 | 1 |
| OneDigital · Atlanta, GA | $557 | $0 | $557 | 1 |
| Robert Humphrey · Houston, TX | $359 | $0 | $359 | 1 |
| Paul S Terrell · Canyon Lake, TX | $249 | $0 | $249 | 1 |
| Thomas Snyder · New Braunfels, TX | $236 | $0 | $236 | 1 |
| Kenneth Boyles · Shenandoah, TX | $231 | $0 | $231 | 1 |
| Swidpro · Raleigh, NC | $199 | $0 | $199 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Colonial Life & Accident Insurance Companylife | 111 | — | $26,050 | — |
| United of Omaha Life Insurance Companylong-term disability | 111 | — | $2,761 | — |
| Cigna Health and Life Insurance Companyhealth | 189 | — | $16,008 | — |
| United of Omaha Life Insurnace Companylife, short-term disability | 284 | — | $1,879 | — |
| United of Omaha Life Insurance Companylife, short-term disability | 84 | — | $2,300 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Alamo City Motors Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 243 | 207 | −14.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $212,914 | $48,998 | −77.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Alamo/Tejas Sec 125 Plan#501 · final filing · amended · insurance, general assets | February 28, 2025 | September 29, 2025 | amended filing; original date not in data | 207 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Alamo City Motors Inc pay in health insurance broker commissions in 2024?
Alamo City Motors Inc's 2024 Form 5500 reports $48,998 in broker commissions and fees across 5 insurance contracts ($37,958 in commissions, $11,040 in fees), with BCSG Insurance Services LLC receiving the largest share.
Is Alamo City Motors Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Alamo City Motors Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Alamo City Motors Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.