Amazon.Com Services, LLC
Updated Filing received by DOL
Amazon.Com Services, LLC, a retail — general merchandise, sporting goods employer in Seattle, Washington, reported 2,053,062 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 19 insurance contracts with no premium reported and $3.2M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Amazon.Com Services, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Amazon.Com Services, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non-Medical Solutions LLC · Boston, MA | $0 | $1,984,636 | $1,984,636 | 3 |
| Pacific Resources Benefits Advisors · Boston, MA | $549,923 | $0 | $549,923 | 1 |
| Willis Towers Watson · New York, NY | $400,000 | $0 | $400,000 | 1 |
| Gallagher · Rolling Meadows, IL | $257,983 | $14,000 | $271,983 | 2 |
| Stategic Non-Medical Solutions LLC · Boston, MA | $1 | $3,366 | $3,367 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companyhealth | 608,343 | — | $475,815 | — |
| Metlife Legal Planscoverage not coded · amount flagged as implausible, excluded | 100,175 | — | — | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.health, prescription drug, HMO | 3,867 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, dental | 10 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 121 | — | — | — |
| Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO | 2,544 | — | — | — |
| Metropolitan Life Insurance Companyhealth | 289,664 | — | $878,605 | — |
| Ace American Insurance Companycoverage not coded | 1,113,186 | — | $233,164 | — |
| Trustmark Insurance Companycoverage not coded · amount flagged as implausible, excluded | 15,125 | — | — | — |
| Hawaii Medical Service Associationhealth, dental, PPO | 346 | — | — | — |
| Simnsahealth, dental | 2,432 | — | — | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 25,711 | — | — | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 21,037 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, dental | 204 | — | — | — |
| Hartford Life and Accidentlong-term disability | 769,927 | — | $630,216 | — |
| Kaiser Foundation Health Plan of Washingtonhealth, prescription drug, HMO | 6,843 | — | — | — |
| Cigna Health and Life Insurance Companycoverage not coded | 1 | — | $38,819 | — |
| Prudential Insurance Company of Americalife | 1,036,802 | — | $949,923 | — |
| Metropolitan Life Insurance Companyhealth | 538 | — | $3,367 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Amazon.Com Services, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,295,394 | 2,053,062 | +58.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $3,284,602 | $3,209,909 | −2.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Group Health & Welfare Plan#501 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 2,053,062 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Amazon.Com Services, LLC pay in health insurance broker commissions in 2024?
Amazon.Com Services, LLC's 2024 Form 5500 reports $3,209,909 in broker commissions and fees across 19 insurance contracts ($1,207,907 in commissions, $2,002,002 in fees), with Strategic Non-Medical Solutions LLC receiving the largest share.
Is Amazon.Com Services, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company, Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., Cigna Health and Life Insurance Company.
How does Amazon.Com Services, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Amazon.Com Services, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.