American Airlines, Inc. -Benefits
Updated Filing received by DOL
American Airlines, Inc. -Benefits, a transportation — truck & rail employer in Fort Worth, Texas, reported 113,782 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $60M in insurance premiums across 27 contracts and $708,083 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on American Airlines, Inc. -Benefits's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract American Airlines, Inc. -Benefits filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non Medical Solutions LLC · Atlanta, GA | $105,195 | $405,333 | $510,528 | 17 |
| Aon · Chicago, IL | $167,108 | $111 | $167,219 | 1 |
| American Benefits and Compensation · New York, NY | $26,453 | $0 | $26,453 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 27 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How American Airlines, Inc. -Benefits compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 107,652 | 113,782 | +5.7% |
| Premiums filed | $46,486,849 | $60,391,794 | +29.9% |
| Broker commissions + fees | $655,688 | $708,083 | +8.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| American Airlines, Inc. Onsite Clinic Health Plan#522 · general assets | December 31, 2024 | October 13, 2025 | within extension | 113,782 |
| American Airlines, Inc. Health and Welfare Plan for Active Employees#501 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 108,278 |
| American Airlines, Inc.Health and Life Plan for Retirees#515 · insurance, general assets, trust | December 31, 2024 | October 13, 2025 | within extension | 26,980 |
| American Airlines, Inc. Health Benefit Plan for Certain Legacy Employees#517 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 9,949 |
| Twa Retiree Health and Life Benefit Plan#511 · insurance, general assets, trust | December 31, 2024 | October 13, 2025 | within extension | 6,805 |
| American Airlines, Inc. DFW Connectedcare Plan#523 · general assets | December 31, 2024 | October 13, 2025 | within extension | 4,729 |
| Supplemental Medical Plan for Employees of Participating American Airlines Group Subsidiaries#503 · general assets, trust | December 31, 2024 | October 13, 2025 | within extension | 717 |
| American Airlines, Inc. Group Life and Disability for Certain Legacy Employees#518 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 118 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did American Airlines, Inc. -Benefits pay in health insurance broker commissions in 2024?
American Airlines, Inc. -Benefits's 2024 Form 5500 reports $708,083 in broker commissions and fees across 27 insurance contracts ($298,756 in commissions, $409,327 in fees), with Strategic Non Medical Solutions LLC receiving the largest share.
Is American Airlines, Inc. -Benefits's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does American Airlines, Inc. -Benefits's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for American Airlines, Inc. -Benefits because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.