American Greetings Corporation
Updated Filing received by DOL a plan year 2025 filing was received September 15, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
American Greetings Corporation, a manufacturing — chemical, wood, plastics employer in Cleveland, Ohio, reported 2,769 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 13 insurance contracts with no premium reported and $243,899 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 11, 2025, within the extension window.
Who was paid on American Greetings Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract American Greetings Corporation filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non-Medical Solutions LLC · Boston, MA | $129,379 | $83,441 | $212,820 | 5 |
| Pacific Resources Benefits Advisors · Boston, MA | $719 | $30,360 | $31,079 | 5 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 4,216 | — | $78,318 | — |
| Metropolitan Life Insurance Companydental | 1,585 | — | $20,000 | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 1 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, dental | 2 | — | — | — |
| Fidelity Security Life Insurance Companyvision | 2,858 | — | — | — |
| Metropolitan Life Insurance Companycoverage not coded | 4,722 | — | — | — |
| Life Insurance Company of North Americalife | 2 | — | — | — |
| Metropolitan Life Insurance Companydental | 1,389 | — | $10,000 | — |
| Metropolitan Life Insurance Companylong-term disability | 2,976 | — | $129,783 | — |
| Metlife Legal Planscoverage not coded | 223 | — | $5,086 | — |
| Metropolitan Life Insurance Companyshort-term disability | 402 | — | $290 | — |
| Metropolitan Life Insurance Companyshort-term disability | 357 | — | $422 | — |
| Delaware American Life Insurance of Americalife | 2 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How American Greetings Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,786 | 2,769 | −0.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $120,149 | $243,899 | +103.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| American Greetings Insured Welfare Benefits Plan#502 · insurance | February 28, 2025 | December 11, 2025 | within extension | 2,769 |
| American Greetings Corporation Welfare Benefits Plan#556 · general assets, trust | February 28, 2025 | December 15, 2025 | within extension | 2,017 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did American Greetings Corporation pay in health insurance broker commissions in 2024?
American Greetings Corporation's 2024 Form 5500 reports $243,899 in broker commissions and fees across 13 insurance contracts ($130,098 in commissions, $113,801 in fees), with Strategic Non-Medical Solutions LLC receiving the largest share.
Is American Greetings Corporation's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Cigna Health and Life Insurance Company.
How does American Greetings Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for American Greetings Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.