American Systems Corporation
Updated Filing received by DOL
American Systems Corporation, a professional & technical services employer in McLean, Virginia, reported 1,550 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.2M in insurance premiums across 16 contracts and $2,228 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.
Who was paid on American Systems Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract American Systems Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Chuck Tonda · Honolulu, HI | $1,652 | $0 | $1,652 | 1 |
| Mercer · New York, NY | $576 | $0 | $576 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Virginiadental | 2,666 | $1.2M | — | — |
| Hawaii Medical Assurance Associationhealth, prescription drug | 5 | — | $1,652 | — |
| Unum Insurance Companycoverage not coded | 777 | — | — | — |
| Unum Insurance Companycoverage not coded | 306 | — | — | — |
| Unum Insurance Companycoverage not coded | 481 | — | — | — |
| Metropolitan Life Insurance Companydental | — | — | — | — |
| Metropolitan Property & Casualty Insurance Co.coverage not coded | 1,540 | — | — | — |
| National Union Fire Ins. Co of Pittsburgh, PAcoverage not coded | 1,214 | — | $576 | — |
| Cigna Health and Life Insurance Companyhealth, dental | 1 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability, long-term disability | 1,504 | — | — | — |
| Unum Life Insurance Company of Americalife | 1,551 | — | — | — |
| Vision Service Planvision | 1,091 | — | — | — |
| Cigna Health and Life Insurance Companyhealth | 1 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability | 11 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability | 10 | — | — | — |
| Unum Insurance Companycoverage not coded | 362 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How American Systems Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,529 | 1,550 | +1.4% |
| Premiums filed | $0 | $1,241,711 | not comparable |
| Broker commissions + fees | $3,156 | $2,228 | −29.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| American Systems Corporation Comprehensive Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 23, 2026 | before deadline | 1,550 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did American Systems Corporation pay in health insurance broker commissions in 2025?
American Systems Corporation's 2025 Form 5500 reports $2,228 in broker commissions and fees across 16 insurance contracts ($2,228 in commissions, $0 in fees), with Chuck Tonda receiving the largest share.
Is American Systems Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Assurance Association, Cigna Health and Life Insurance Company.
How does American Systems Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for American Systems Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.