Arrow Auto Glass Operating Company LLC
Updated Filing received by DOL
Arrow Auto Glass Operating Company LLC, an other services employer in Kingston, Pennsylvania, reported 100 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $5,279 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from HM Life Insurance Company). The Department of Labor received the filing on July 29, 2026, before the deadline.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Concordia Insurance Companydental | 189 | — | $5,279 | — |
| Highmark Inc.vision | 180 | — | — | — |
| HM Life Insurance Companystop-loss | 90 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Arrow Auto Glass Operating Company LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Arrow Auto Glass Operating Company LLC Employee Benefit Plan#501 · insurance, trust | December 31, 2025 | July 29, 2026 | before deadline | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Arrow Auto Glass Operating Company LLC pay in health insurance broker commissions in 2025?
Arrow Auto Glass Operating Company LLC's 2025 Form 5500 reports $5,279 in broker commissions and fees across 3 insurance contracts ($1,956 in commissions, $3,323 in fees).
Is Arrow Auto Glass Operating Company LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from HM Life Insurance Company).
How does Arrow Auto Glass Operating Company LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Arrow Auto Glass Operating Company LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
Send the full findings to your inbox.
A specialist writes up every finding for Arrow Auto Glass Operating Company LLC with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.