BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Aspen HR Peo, LLC

Professional & technical services · Clearwater, Florida · EIN ending 8438

Updated Filing received by DOL

Aspen HR Peo, LLC, a professional & technical services employer in Clearwater, Florida, reported 6,953 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $924,950 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 26, 2026, before the deadline.

Participants
6,953
+112.5% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$924,950
+37.2% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Aspen HR Peo, LLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Aspen HR Peo, LLC filed for 2024.

Broker or agentCommissionsFeesTotalContracts
HUB International · Riverside, CA$823,876$101,074$924,95011

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Metropolitan Life Insurance Companycoverage not coded2,168—$44,930—
Metropolitan Life Insurance Companycoverage not coded1,387—$74,306—
Aetna Health of California Inchealth, prescription drug, HMO59—$24,820—
Safeguard Health Plans, Inc a California Corporationdental, HMO40—$452—
Safeguard Health Plans, Inc a Texas Corporationdental, HMO23—$476—
Aetna Behavioral Health, LLCcoverage not coded2,697———
Aetna Life Insurance Companyhealth, dental, vision, prescription drug, PPO · amount flagged as implausible, excluded5,761———
Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability7,120—$703,133—
Safeguard Health Plans, Inc a Florida Corporationdental, HMO18—$237—
Hawaii Medical Service Associationhealth, dental, vision, prescription drug, PPO1———
Metropolitan Life Insurance Companycoverage not coded1,334—$61,584—
Metropolitan General Insurance Companycoverage not coded634—$15,012—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Aspen HR Peo, LLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Aspen HR Peo, LLC
$924,950
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$674,288$924,950Broker pay20232024
Aspen HR Peo, LLC: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants3,2726,953+112.5%
Premiums filed$0$0not comparable
Broker commissions + fees$674,288$924,950+37.2%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Aspen HR Peo, LLC Health and Welfare Plan#501 · insurance, general assetsAugust 31, 2025March 26, 2026before deadline6,953

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Aspen HR Peo, LLC pay in health insurance broker commissions in 2024?

Aspen HR Peo, LLC's 2024 Form 5500 reports $924,950 in broker commissions and fees across 12 insurance contracts ($823,876 in commissions, $101,074 in fees), with HUB International receiving the largest share.

Is Aspen HR Peo, LLC's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Health of California Inc, Aetna Life Insurance Company, Hawaii Medical Service Association.

How does Aspen HR Peo, LLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Aspen HR Peo, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.