Atlantic Southern Paving & Sealcoating LLC
Updated Filing received by DOL
Atlantic Southern Paving & Sealcoating LLC, a construction employer in Sunrise, Florida, reported 516 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $175,449 in insurance premiums across 19 contracts and $239,644 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on July 17, 2026; the original filing date is not in the public dataset.
Who was paid on Atlantic Southern Paving & Sealcoating LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Atlantic Southern Paving & Sealcoating LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Cundy, Inc. · Fort Lauderdale, FL | $221,853 | $1,220 | $223,073 | 18 |
| National Agency Solutions LLC · Sarasota, FL | $6,433 | $0 | $6,433 | 1 |
| Achiote Enterprises Inc · Davie, FL | $1,761 | $3,416 | $5,177 | 1 |
| Gustavo Lima Felipe · Delray Beach, FL | $1,732 | $723 | $2,455 | 1 |
| Michael Marshall · Dania Beach, FL | $350 | $855 | $1,205 | 1 |
| Benefitlab Inc · Davie, FL | $281 | $243 | $524 | 1 |
| James R McComb · Columbia, SC | $484 | $20 | $504 | 1 |
| Mary-Jouce Licata · North Kingstown, RI | $122 | $38 | $160 | 1 |
| Advanced Benefit System Inc · Daniel Island, SC | $24 | $30 | $54 | 1 |
| Benefits at Work LLC · Columbia, SC | $39 | $5 | $44 | 1 |
| Jessica P Patraw · North Port, FL | $12 | $1 | $13 | 1 |
| Justin M Reynolds · Bradenton, FL | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Atlantic Southern Paving & Sealcoating LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $2,924 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 207 | 516 | +149.3% |
| Premiums filed | $1,710,139 | $175,449 | not comparable |
| Broker commissions + fees | $224,191 | $239,644 | +6.9% |
| Commission rate | 5.0% | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Atlantic Southern Paving & Sealcoating LLC Employee Group Insurance Plan#501 · final filing · amended · insurance, general assets | December 31, 2024 | July 17, 2026 | amended filing; original date not in data | 516 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Atlantic Southern Paving & Sealcoating LLC pay in health insurance broker commissions in 2024?
Atlantic Southern Paving & Sealcoating LLC's 2024 Form 5500 reports $239,644 in broker commissions and fees across 19 insurance contracts ($233,092 in commissions, $6,552 in fees), with Cundy, Inc. receiving the largest share.
Is Atlantic Southern Paving & Sealcoating LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross & Blue Shield of Mississippi, American Public Life Insurance Company, United Healthcare Insurance Company.
How does Atlantic Southern Paving & Sealcoating LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Atlantic Southern Paving & Sealcoating LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.