Atlas Mechanical, Inc.
Updated Filing received by DOL
Atlas Mechanical, Inc., a construction employer in San Diego, California, reported 151 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $70,755 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on February 13, 2026, within the extension window.
Who was paid on Atlas Mechanical, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Atlas Mechanical, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Enhanced Benefits Insurance Sol · Santee, CA | $6,447 | $388 | $6,835 | 5 |
| Gamie, LLC dba C3 Risk & Ins SVCS · San Diego, CA | $2,798 | $0 | $2,798 | 5 |
| B Wood Insurance Agency Inc · San Diego, CA | $1,895 | $0 | $1,895 | 1 |
| Bwood Insurance · San Diego, CA | $1,607 | $0 | $1,607 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Reliance Standard Life Insurance Companycoverage not coded | 30 | — | $2,678 | — |
| Principal Life Insurance Companylife, indemnity | 217 | — | $1,781 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 15 | — | $2,134 | — |
| Standard Insurance Companylong-term disability | 15 | — | $1,895 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 18 | — | $1,079 | — |
| Unum Life Insurance Company of Americacoverage not coded | 11 | — | $1,607 | — |
| Aetna Life Insurance Companyhealth, dental, vision, prescription drug, PPO | 214 | — | $21,414 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 18 | — | $1,533 | — |
| Aetna Health, Inc.health, prescription drug, HMO | 154 | — | $34,425 | — |
| Reliance Standard Life Insurance Companylife | 36 | — | $2,209 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Atlas Mechanical, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Atlas Mechanical, Inc. Health and Welfare Plan#505 · insurance | April 30, 2025 | February 13, 2026 | within extension | 151 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Atlas Mechanical, Inc. pay in health insurance broker commissions in 2024?
Atlas Mechanical, Inc.'s 2024 Form 5500 reports $70,755 in broker commissions and fees across 10 insurance contracts ($69,913 in commissions, $842 in fees), with Enhanced Benefits Insurance Sol receiving the largest share.
Is Atlas Mechanical, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Aetna Life Insurance Company, Aetna Health, Inc..
How does Atlas Mechanical, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Atlas Mechanical, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.