Blue Mountain Construction Services
Updated Filing received by DOL
Blue Mountain Construction Services, a construction employer in Vacaville, California, reported 291 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $144,401 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 14, 2026, within the extension window.
Who was paid on Blue Mountain Construction Services's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Blue Mountain Construction Services filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| EPIC Insurance Brokers · Concord, CA | $126,696 | $2,743 | $129,439 | 11 |
| Connell, John F · Rancho Cordova, CA | $14,962 | $0 | $14,962 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentcoverage not coded | 83 | — | $2,160 | — |
| Life Insurance Company of North Americacoverage not coded | 75 | — | $524 | — |
| Delta Dental of Californiadental | 52 | — | $1,011 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 311 | — | $108,203 | — |
| Life Insurance Company of North Americalife | 410 | — | $13,475 | — |
| Life Insurance Company of North Americalong-term disability | 33 | — | $2,829 | — |
| Vision Service Planvision | 155 | — | $1,237 | — |
| Western Health Advantagehealth, prescription drug, HMO | 33 | — | $14,962 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Blue Mountain Construction Services compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 286 | 291 | +1.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $109,879 | $144,401 | +31.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Blue Mountain Construction Services, Inc. Welfare Plan#501 · insurance, general assets | April 30, 2025 | January 14, 2026 | within extension | 291 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Blue Mountain Construction Services pay in health insurance broker commissions in 2024?
Blue Mountain Construction Services's 2024 Form 5500 reports $144,401 in broker commissions and fees across 8 insurance contracts ($141,658 in commissions, $2,743 in fees), with EPIC Insurance Brokers receiving the largest share.
Is Blue Mountain Construction Services's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Western Health Advantage.
How does Blue Mountain Construction Services's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Blue Mountain Construction Services because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.