Genetix Biotherapeutics Inc.
Updated Filing received by DOL
Genetix Biotherapeutics Inc., a professional & technical services employer in Somerville, Massachusetts, reported 272 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $4.3M in insurance premiums across 8 contracts and $195,282 in broker commissions and fees, 4.1% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on Genetix Biotherapeutics Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Genetix Biotherapeutics Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Boston, MA | $12,517 | $157,430 | $169,947 | 6 |
| Marsh McLennan Agency · Conshohocken, PA | $124 | $25,211 | $25,335 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, prescription drug, HMO, PPO | 173 | $4.2M | $175,366 | 4.1% |
| Vision Service Planvision | 170 | $28,760 | $1,366 | 4.7% |
| Reliance Standard Life Insurance Companylife | 177 | — | $8,409 | — |
| Reliance Standard Life Insurance Companylong-term disability | 177 | — | $8,844 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug | 1 | — | — | — |
| Trustmark Life Insurance Companylife | 6 | — | $1,017 | — |
| Curalinc Healthcarecoverage not coded | 175 | — | — | — |
| Federal Insurance Company (chubb)coverage not coded | 177 | — | $280 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Genetix Biotherapeutics Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $24,494 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 399 | 272 | −31.8% |
| Premiums filed | $6,395,770 | $4,266,158 | −33.3% |
| Broker commissions + fees | $311,570 | $195,282 | −37.3% |
| Commission rate | — | 4.1% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Genetix Biotherapeutics Group Health Plan#501 · insurance, general assets | December 31, 2025 | July 27, 2026 | before deadline | 272 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Genetix Biotherapeutics Inc. pay in health insurance broker commissions in 2025?
Genetix Biotherapeutics Inc.'s 2025 Form 5500 reports $195,282 in broker commissions and fees across 8 insurance contracts ($12,641 in commissions, $182,641 in fees), with Gallagher receiving the largest share.
Is Genetix Biotherapeutics Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Genetix Biotherapeutics Inc.'s broker compensation compare with similar employers?
Genetix Biotherapeutics Inc. paid 4.1% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.