Board of Trustees, Multi-Union Security Trust Fund
Updated Filing received by DOL
Board of Trustees, Multi-Union Security Trust Fund, a transportation — warehousing employer in Pasadena, California, reported 846 participants in its health and welfare plan for plan year 2024. Its Form 5500 lists 5 insurance contracts on Schedule A but reports no premium and no broker compensation on them. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 19, 2025, within the extension window.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Dental Health Servicesdental | 2,100 | — | — | — |
| Standard Insurance Companylife | 842 | — | — | — |
| Blue Cross of California (g0200)health, HMO | 2,097 | — | — | — |
| Anthem Life Insurance Company (g1400)life | 837 | — | — | — |
| Davis Vision - Insurer Metropolitan Life Insurance Co.vision | 2,116 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Board of Trustees, Multi-Union Security Trust Fund compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 832 | 846 | +1.7% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $0 | $0 | — |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Multi-Union Security Trust Fund#501 · insurance, trust | December 31, 2024 | September 19, 2025 | within extension | 846 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Board of Trustees, Multi-Union Security Trust Fund pay in health insurance broker commissions in 2024?
Board of Trustees, Multi-Union Security Trust Fund's 2024 Form 5500 reports no broker commissions or fees on Schedule A. Self-funded plans often pay consultants directly, which the public filing does not always capture.
Is Board of Trustees, Multi-Union Security Trust Fund's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California (g0200).
How does Board of Trustees, Multi-Union Security Trust Fund's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Board of Trustees, Multi-Union Security Trust Fund because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.