Board of Trustees, Western Alliance Trust Fund
Updated Filing received by DOL
Board of Trustees, Western Alliance Trust Fund, a transportation — truck & rail employer in Pasadena, California, reported 3,765 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $463,597 in insurance premiums across 16 contracts and $4,557 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 15, 2026, within the extension window.
Who was paid on Board of Trustees, Western Alliance Trust Fund's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Board of Trustees, Western Alliance Trust Fund filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Veronica Romero · Pasadena, CA | $2,640 | $0 | $2,640 | 1 |
| Pacfed Insurance Services, Inc. · Glendale, CA | $0 | $1,917 | $1,917 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Concordia Dental Plans of California, Inc.dental, HMO | 1,204 | $242,708 | — | — |
| Liberty Dental Plan of California, Incdental, HMO | 1,437 | $220,889 | — | — |
| Kaiser Foundation Health Plan Inchealth, HMO | 5,378 | — | — | — |
| Blue Shield of Californiahealth, prescription drug, HMO | 400 | — | — | — |
| Simnsahealth, HMO | 296 | — | — | — |
| Davis Vision-Insurer Metropolitan Life Insurance Companyvision | 9,892 | — | — | — |
| United Concordia Insurance Companydental | 472 | — | — | — |
| Landmark Health Plancoverage not coded | 798 | — | — | — |
| Health and Human Resource Centercoverage not coded | 3,683 | — | — | — |
| Physmetrics, LLCcoverage not coded | 224 | — | — | — |
| Hartford Life and Accidentlife | 2,799 | — | — | — |
| Fidelity Security Life Insurance Companyvision | 73 | — | — | — |
| Landmark Health Plancoverage not coded | 125 | — | $2,640 | — |
| United Concordia Insurance Companydental | 120 | — | — | — |
| United Concordia Dental Plans of California, Inc.dental, HMO | 111 | — | — | — |
| Blue Shield of Californiahealth, prescription drug | 68 | — | $1,917 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Board of Trustees, Western Alliance Trust Fund compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 4,298 | 3,765 | −12.4% |
| Premiums filed | $974,512 | $463,597 | not comparable |
| Broker commissions + fees | $2,562 | $4,557 | +77.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Western Alliance Trust Fund#501 · insurance, trust | November 30, 2025 | September 15, 2026 | within extension | 3,765 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Board of Trustees, Western Alliance Trust Fund pay in health insurance broker commissions in 2024?
Board of Trustees, Western Alliance Trust Fund's 2024 Form 5500 reports $4,557 in broker commissions and fees across 16 insurance contracts ($2,640 in commissions, $1,917 in fees), with Veronica Romero receiving the largest share.
Is Board of Trustees, Western Alliance Trust Fund's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc, Blue Shield of California, Simnsa.
How does Board of Trustees, Western Alliance Trust Fund's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Board of Trustees, Western Alliance Trust Fund because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.