Bridgeman Civil, Inc.
Updated Filing received by DOL
Bridgeman Civil, Inc., a construction employer in Suffolk, Virginia, reported 175 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $71,918 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 30, 2025, before the deadline.
Who was paid on Bridgeman Civil, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Bridgeman Civil, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Tfa Benefits · Norfolk, VA | $48,522 | $0 | $48,522 | 2 |
| The Frieden Agency LLC · Norfolk, VA | $19,772 | $747 | $20,519 | 5 |
| Benefits Count Ii Inc · Raleigh, NC | $930 | $344 | $1,274 | 3 |
| Tiffany Godley Smith · Chesepeake, VA | $1,195 | $0 | $1,195 | 1 |
| Tiffany G Smith · Chesepeake, VA | $408 | $0 | $408 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Sentara Health Planhealth, prescription drug | 154 | — | $47,494 | — |
| United Concordia Insurance Companydental | 288 | — | $7,131 | — |
| Vision Service Planvision | 150 | — | $1,001 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 46 | — | $9,920 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 12 | — | $3,028 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 8 | — | $2,316 | — |
| Legal Resourcescoverage not coded | 39 | — | $1,028 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bridgeman Civil, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 194 | 175 | −9.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $65,285 | $71,918 | +10.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bridgeman Civil, Inc. Health and Welfare Plan#510 · insurance, general assets | May 31, 2025 | December 30, 2025 | before deadline | 175 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bridgeman Civil, Inc. pay in health insurance broker commissions in 2024?
Bridgeman Civil, Inc.'s 2024 Form 5500 reports $71,918 in broker commissions and fees across 7 insurance contracts ($70,827 in commissions, $1,091 in fees), with Tfa Benefits receiving the largest share.
Is Bridgeman Civil, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Sentara Health Plan.
How does Bridgeman Civil, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Bridgeman Civil, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.