Brinker International, Inc.
Updated Filing received by DOL
Brinker International, Inc., an accommodation & food services employer in Dallas, Texas, reported 17,448 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 20 insurance contracts with no premium reported and $631,457 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 31, 2026, before the deadline.
Who was paid on Brinker International, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Brinker International, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Holmes Murphy · Des Moines, IA | $359,836 | $8,203 | $368,039 | 9 |
| Avant Speciality Benefits LLC · Kansas City, MO | $49,542 | $82,115 | $131,657 | 2 |
| Fringe Benefit Group, Inc. · Austin, TX | $0 | $70,255 | $70,255 | 1 |
| First Health · Downers Grove, IL | $0 | $31,434 | $31,434 | 1 |
| Avant Specialty Benefits LLC · Kansas City, MO | $2,182 | $17,455 | $19,637 | 2 |
| Marsh McLennan Agency · Chesterfield, MO | $5,475 | $0 | $5,475 | 1 |
| Lockton · Dallas, TX | $4,960 | $0 | $4,960 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc.HMO | 153 | — | — | — |
| Magellan Healthcarecoverage not coded | 7,787 | — | — | — |
| Prudential Insurance Co of Americacoverage not coded | 13 | — | $1,520 | — |
| Prudential Insurance Co of Americacoverage not coded | 21 | — | $3,440 | — |
| First Reliance STD Life Insurance Coshort-term disability | 2,258 | — | $7,728 | — |
| Reliance Standard Life Insurance Coshort-term disability | 1,930 | — | $5,124 | — |
| Reliance Standard Life Insurance Colong-term disability | 5,756 | — | $173,399 | — |
| Metlife Legal Planscoverage not coded | 768 | — | — | — |
| Fidelity Security Life Ins Companyvision | 3,487 | — | — | — |
| Fidelity Security Life Ins Companyvision | 5,588 | — | — | — |
| Fidelity Security Life Ins Companyvision | 40 | — | — | — |
| Fidelity Security Life Ins Companyvision | 49 | — | — | — |
| Metropolitan Life Ins Companylife | 19,456 | — | $91,794 | — |
| Kaiser Foundation Health Plan Inc.HMO | 210 | — | — | — |
| Federal Insurance Companycoverage not coded | 5,780 | — | $5,475 | — |
| Health Services Corporationhealth, prescription drug | 1 | — | — | — |
| Reliance Standard Life Insurance Cocoverage not coded | 942 | — | $42,082 | — |
| Reliance Standard Life Insurance Cocoverage not coded | 703 | — | $84,470 | — |
| Reliance Standard Life Insurance Cocoverage not coded | 890 | — | $60,144 | — |
| Nationwide Life Insurancehealth, dental, vision, life, short-term disability, prescription drug, stop-loss, indemnity | 2,761 | — | $156,281 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Brinker International, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 17,286 | 17,448 | +0.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $535,422 | $631,457 | +17.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Brinker International, Inc. Welfare Benefit Plan#511 · insurance, general assets | December 31, 2025 | July 31, 2026 | before deadline | 17,448 |
| Bi Payroll Company Part Time Ee Health & Welfare Plan#512 · insurance | December 31, 2025 | July 31, 2026 | before deadline | 1,325 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Brinker International, Inc. pay in health insurance broker commissions in 2025?
Brinker International, Inc.'s 2025 Form 5500 reports $631,457 in broker commissions and fees across 20 insurance contracts ($421,995 in commissions, $209,462 in fees), with Holmes Murphy receiving the largest share.
Is Brinker International, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Services Corporation, Nationwide Life Insurance.
How does Brinker International, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Brinker International, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.