Brookshire Grocery Company
Updated Filing received by DOL
Brookshire Grocery Company, a retail — stores, food, auto, clothing employer in Tyler, Texas, reported 5,966 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 13 insurance contracts with no premium reported and $614,168 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on Brookshire Grocery Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Brookshire Grocery Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency | $327,795 | $181,794 | $509,589 | 11 |
| Bene Re LLC · Toledo, OH | $0 | $69,362 | $69,362 | 1 |
| Reed Schnittker · Plano, TX | $8,418 | $0 | $8,418 | 1 |
| Weston Bryan · Plano, TX | $8,418 | $0 | $8,418 | 1 |
| Reed Headley Schnittker · Plano, TX | $0 | $7,827 | $7,827 | 1 |
| James Ward · Columbia, SC | $6,245 | $0 | $6,245 | 3 |
| Reuben Warner Associates, Inc · Staten Island, NY | $0 | $2,568 | $2,568 | 1 |
| Plansource Bnfts Administration Inc · Orlando, FL | $0 | $1,143 | $1,143 | 1 |
| Ira Terrell · Dallas, TX | $598 | $0 | $598 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Texasdental | 6,358 | — | $33,790 | — |
| Zurich American Insurance Companycoverage not coded | 17,407 | — | $2,568 | — |
| Magellan Behavioral Healthcoverage not coded | 7,825 | — | — | — |
| Prepaid Legal Services Inc dba Legalshieldcoverage not coded | 391 | — | $10,759 | — |
| Reliastar Life Insurance Companycoverage not coded | 2,009 | — | $281,620 | — |
| Metropolitan Life Insurance Companyvision | 6,177 | — | $44,067 | — |
| Fort Dearborn Life Insurance Companylife, long-term disability | 5,578 | — | $191,411 | — |
| Trustmark Insurance Companylife | 186 | — | $3,659 | — |
| Trustmark Insurance Companycoverage not coded | 27 | — | $1,984 | — |
| Trustmark Insurance Companycoverage not coded | 30 | — | $602 | — |
| Trustmark Insurance Companylife | 18 | — | $1,268 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 14 | — | $17,187 | — |
| Petersen International Underwriterscoverage not coded | 7 | — | $25,253 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Brookshire Grocery Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 5,545 | 5,966 | +7.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $522,912 | $614,168 | +17.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Brookshire Grocery Company Welfare Benefits Plan#504 · insurance, general assets | December 31, 2025 | July 27, 2026 | before deadline | 5,966 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Brookshire Grocery Company pay in health insurance broker commissions in 2025?
Brookshire Grocery Company's 2025 Form 5500 reports $614,168 in broker commissions and fees across 13 insurance contracts ($351,473 in commissions, $262,695 in fees), with Marsh McLennan Agency receiving the largest share.
Is Brookshire Grocery Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Brookshire Grocery Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Brookshire Grocery Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.