BW Gas & Convenience Holdings, LLC
Updated Filing received by DOL
BW Gas & Convenience Holdings, LLC, a retail — stores, food, auto, clothing employer in Beverly, Massachusetts, reported 3,866 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $501,967 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received an amended filing on May 13, 2026; the original filing date is not in the public dataset.
Who was paid on BW Gas & Convenience Holdings, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract BW Gas & Convenience Holdings, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Boston, MA | $231,529 | $47,756 | $279,285 | 8 |
| Brian William Patten · Baden, PA | $108,771 | $0 | $108,771 | 4 |
| Timothy Allan Purcell · College Station, TX | $22,659 | $0 | $22,659 | 2 |
| Timonthy Allan Purcell · College Station, TX | $8,649 | $0 | $8,649 | 1 |
| Stacy Renea Rodgers · Robstown, TX | $8,383 | $0 | $8,383 | 2 |
| Michael C Roth · Pittsburgh, PA | $6,069 | $0 | $6,069 | 1 |
| Matthew Ryan Kirkwood · New Castle, PA | $5,125 | $0 | $5,125 | 3 |
| Tina M Kane · Wayland, MA | $4,933 | $0 | $4,933 | 2 |
| Melissa L Coleman · Montgomery, TX | $4,457 | $0 | $4,457 | 2 |
| Jeffremy Scott Correal · Uniontown, PA | $3,834 | $0 | $3,834 | 2 |
| Heather M Bartley · Anchorage, AK | $3,470 | $0 | $3,470 | 2 |
| Daniel C Harris · Mars, PA | $3,435 | $0 | $3,435 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Continental American Insurance Companycoverage not coded | 2,246 | — | $398,232 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Covision | 1,470 | — | $15,689 | — |
| Legal Access Services Group, LLCcoverage not coded | 295 | — | $8,264 | — |
| Reliance Standard Life Insurance Companylife | 3,976 | — | $34,861 | — |
| Reliance Standard Life Insurance Companylong-term disability | 1,185 | — | $23,795 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 1,377 | — | $1,494 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 1,185 | — | $19,632 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How BW Gas & Convenience Holdings, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 3,731 | 3,866 | +3.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $630,468 | $501,967 | −20.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| BW Gas & Convenience Holdings Employee Benefits Plan#501 · amended · insurance, general assets | December 31, 2025 | May 13, 2026 | amended filing; original date not in data | 3,866 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did BW Gas & Convenience Holdings, LLC pay in health insurance broker commissions in 2025?
BW Gas & Convenience Holdings, LLC's 2025 Form 5500 reports $501,967 in broker commissions and fees across 7 insurance contracts ($454,211 in commissions, $47,756 in fees), with Marsh McLennan Agency receiving the largest share.
Is BW Gas & Convenience Holdings, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does BW Gas & Convenience Holdings, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for BW Gas & Convenience Holdings, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.