C2 Educational Systems, Inc.
Updated Filing received by DOL
C2 Educational Systems, Inc., an education services employer in Johns Creek, Georgia, reported 350 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.7M in insurance premiums across 3 contracts and $157,146 in broker commissions and fees, 7.6% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 26, 2026, before the deadline.
Who was paid on C2 Educational Systems, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract C2 Educational Systems, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · Dallas, TX | $37,984 | $119,161 | $157,145 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, dental, vision, prescription drug | 263 | $1.7M | $133,023 | 7.6% |
| Unum Insurance Companyindemnity | 102 | — | $10,376 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 335 | — | $13,747 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How C2 Educational Systems, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,651 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 397 | 350 | −11.8% |
| Premiums filed | $1,997,144 | $1,749,158 | −12.4% |
| Broker commissions + fees | $164,062 | $157,146 | −4.2% |
| Commission rate | 6.9% | 7.6% | +0.7 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| C2 Educational Systems, Inc. Health and Welfare Plan#501 · insurance | December 31, 2025 | June 26, 2026 | before deadline | 350 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did C2 Educational Systems, Inc. pay in health insurance broker commissions in 2025?
C2 Educational Systems, Inc.'s 2025 Form 5500 reports $157,146 in broker commissions and fees across 3 insurance contracts ($37,985 in commissions, $119,161 in fees), with Lockton receiving the largest share.
Is C2 Educational Systems, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company.
How does C2 Educational Systems, Inc.'s broker compensation compare with similar employers?
C2 Educational Systems, Inc. paid 7.6% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Georgia is 7.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
Send the full findings to your inbox.
A specialist writes up every finding for C2 Educational Systems, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.