California State Employees Association
Updated Filing received by DOL
California State Employees Association, an other services employer in Sacramento, California, reported 575 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $19,429 in insurance premiums across 8 contracts and $39,995 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 22, 2026, within the extension window.
Who was paid on California State Employees Association's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract California State Employees Association filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Acrisure · Grand Rapids, MI | $27,637 | $1 | $27,638 | 3 |
| Filice Insurance Services LLC · Campbell, CA | $8,153 | $0 | $8,153 | 2 |
| Emerson Rogers LLC · Elmwood Park, NJ | $2,126 | $0 | $2,126 | 1 |
| McGee Thielen Ins Brokers Inc. · Sacramento, CA | $2,078 | $0 | $2,078 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 182 | $19,429 | $1,942 | 10.0% |
| Delta Dental of Californiadental | 314 | — | — | — |
| Kaiser Foundation Health Plan Inc.health, HMO | 172 | — | $29,480 | — |
| Kaiser Foundation Health Plan Inc.health, HMO | 36 | — | $4,369 | — |
| Standard Insurance Companylife | 201 | — | $4,204 | — |
| United Healthcare Ins. Co.prescription drug | 30 | — | — | — |
| United Healthcare Insurance Companycoverage not coded | 31 | — | — | — |
| United Healthcare of Californiahealth, HMO | 5 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How California State Employees Association compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 606 | 575 | −5.1% |
| Premiums filed | $37,054 | $19,429 | not comparable |
| Broker commissions + fees | $38,587 | $39,995 | +3.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Csea Retiree Health Benefit Plan#521 · insurance | December 31, 2025 | September 22, 2026 | within extension | 575 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did California State Employees Association pay in health insurance broker commissions in 2025?
California State Employees Association's 2025 Form 5500 reports $39,995 in broker commissions and fees across 8 insurance contracts ($39,994 in commissions, $1 in fees), with Acrisure receiving the largest share.
Is California State Employees Association's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Kaiser Foundation Health Plan Inc., United Healthcare of California.
How does California State Employees Association's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for California State Employees Association because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
Send the full findings to your inbox.
A specialist writes up every finding for California State Employees Association with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.