Canto Software, Inc.
Updated Filing received by DOL
Canto Software, Inc., an information & publishing employer in Atlanta, Georgia, reported 133 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 12 insurance contracts with no premium reported and $139,436 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 8, 2026, within the extension window.
Who was paid on Canto Software, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Canto Software, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| OneDigital · Atlanta, GA | $133,330 | $6,106 | $139,436 | 12 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unum Life Insurance Company of Americacoverage not coded | 153 | — | $2,594 | — |
| United of Omaha Life Insurance Companycoverage not coded | 72 | — | $1,878 | — |
| United of Omaha Life Insurance Companylong-term disability | 147 | — | $1,698 | — |
| United of Omaha Life Insurance Companyshort-term disability | 147 | — | $3,347 | — |
| Mutual of Omaha Insurance Companycoverage not coded | 49 | — | $1,321 | — |
| Vision Service Planvision | 133 | — | $1,820 | — |
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 17 | — | $3,031 | — |
| United of Omaha Life Insurance Companylife | 147 | — | $2,439 | — |
| United of Omaha Life Insurance Companycoverage not coded | 65 | — | $1,016 | — |
| United of Omaha Life Insurance Companydental | 134 | — | $7,997 | — |
| United of Omaha Life Insurance Companycoverage not coded | 62 | — | $1,086 | — |
| Aetna Life Insurance Co.health, vision, prescription drug, PPO | 214 | — | $111,209 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Canto Software, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2025 | Change | |
|---|---|---|---|
| Participants | 106 | 133 | +25.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $22,964 | $139,436 | +507.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Canto Software, Inc. Health and Welfare Plan#501 · insurance, general assets | September 30, 2025 | May 8, 2026 | within extension | 133 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Canto Software, Inc. pay in health insurance broker commissions in 2025?
Canto Software, Inc.'s 2025 Form 5500 reports $139,436 in broker commissions and fees across 12 insurance contracts ($133,330 in commissions, $6,106 in fees), with OneDigital receiving the largest share.
Is Canto Software, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc, Aetna Life Insurance Co..
How does Canto Software, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Canto Software, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.