Capsa Solutions, LLC
Updated Filing received by DOL
Capsa Solutions, LLC, a manufacturing — metal, equipment, transportation employer in Canal Winchester, Ohio, reported 327 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $261,875 in insurance premiums across 11 contracts and $210,159 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 4, 2026, before the deadline.
Who was paid on Capsa Solutions, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Capsa Solutions, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · Chicago, IL | $65,925 | $144,234 | $210,159 | 19 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Ohiodental | 538 | $261,875 | $18,797 | 7.2% |
| Cigna Health and Life Insurance Companycoverage not coded | 320 | — | $2,642 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 320 | — | $1,973 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug, PPO | 374 | — | $135,851 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 320 | — | $2,837 | — |
| Life Insurance Company of North Americalife | 320 | — | $20,979 | — |
| Delaware American Life Insurance Companycoverage not coded | 320 | — | $263 | — |
| Life Insurance Company of North Americacoverage not coded | 320 | — | $1,415 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 450 | — | $3,109 | — |
| Life Insurance Company of North Americashort-term disability | 320 | — | $9,896 | — |
| Life Insurance Company of North Americalong-term disability | 320 | — | $12,397 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Capsa Solutions, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 343 | 327 | −4.7% |
| Premiums filed | $257,468 | $261,875 | not comparable |
| Broker commissions + fees | $189,099 | $210,159 | +11.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Capsa Solutions Employee Benefits Plan#602 · insurance, general assets | December 31, 2025 | May 4, 2026 | before deadline | 327 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Capsa Solutions, LLC pay in health insurance broker commissions in 2025?
Capsa Solutions, LLC's 2025 Form 5500 reports $210,159 in broker commissions and fees across 11 insurance contracts ($65,925 in commissions, $144,234 in fees), with Willis Towers Watson receiving the largest share.
Is Capsa Solutions, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Capsa Solutions, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Capsa Solutions, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.