BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Caregility Corporation

Professional & technical services · Wall Township, New Jersey · EIN ending 6604

Updated Filing received by DOL

Caregility Corporation, a professional & technical services employer in Wall Township, New Jersey, reported 139 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $97,497 in insurance premiums across 18 contracts and $25,246 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Everest Reinsurance Company). The Department of Labor received the filing on July 21, 2025, before the deadline.

Participants
139
+0.0% vs 2023
Premiums filed
$97,497
+266.2% vs 2023
Broker commissions + fees
$25,246
+351.5% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Caregility Corporation's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Caregility Corporation filed for 2024.

Broker or agentCommissionsFeesTotalContracts
USI Insurance Services · Seattle, WA$24,824$0$24,82415
Thelma Jean Citta · Cherry Hill, NJ$264$0$2641
Jilletta Riley · Fords, NJ$90$0$901
Karl M Friedman · Cherry Hill, NJ$43$0$431
MGW Services LLC · Lake Forest, CA$25$0$251

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Delta Dentaldental173$97,497$10,71411.0%
First Reliance Standard Life Insurance Companyshort-term disability12—$205—
Reliance Standard Life Insurance Companycoverage not coded4—$190—
Reliance Standard Life Insurance Companycoverage not coded8—$152—
Vision Service Planvision75—$1,849—
Pre-Paid Legal Services dba Legalshieldcoverage not coded24—$452—
Reliance Standard Life Insurance Companycoverage not coded12—$496—
Reliance Standard Life Insurance Companyshort-term disability47—$1,593—
Reliance Standard Life Insurance Companyshort-term disability120—$924—
Reliance Standard Life Insurance Companylife120—$2,780—
Reliance Standard Life Insurance Companylong-term disability120—$3,028—
Reliance Standard Life Insurance Companycoverage not coded24—$1,083—
Reliance Standard Life Insurance Companycoverage not coded53—$151—
Reliance Standard Life Insurance Companycoverage not coded29—$1,022—
Reliance Standard Life Insurance Companycoverage not coded14—$607—
Benefits Intelligencecoverage not coded76———
Everest Reinsurance Companystop-loss————
HM Life Insurance Companystop-loss94———

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Caregility Corporation compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Caregility Corporation
$25,246
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$26,626$97,497Premiums$5,592$25,246Broker pay20232024
Caregility Corporation: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants139139+0.0%
Premiums filed$26,626$97,497+266.2%
Broker commissions + fees$5,592$25,246+351.5%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Caregility Corporation Group Insurance Plan#502 · insuranceDecember 31, 2024July 21, 2025before deadline139
Caregility Corporation Employee Benefit Plan#501 · insurance, general assets, trustDecember 31, 2024July 21, 2025before deadline106

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Caregility Corporation pay in health insurance broker commissions in 2024?

Caregility Corporation's 2024 Form 5500 reports $25,246 in broker commissions and fees across 18 insurance contracts ($25,246 in commissions, $0 in fees), with USI Insurance Services receiving the largest share.

Is Caregility Corporation's health plan self-funded or fully insured?

The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Everest Reinsurance Company).

How does Caregility Corporation's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Caregility Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.