Cell Signaling Technology, Inc.
Updated Filing received by DOL
Cell Signaling Technology, Inc., a professional & technical services employer in Danvers, Massachusetts, reported 547 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $53,280 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 1, 2025, before the deadline.
Who was paid on Cell Signaling Technology, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cell Signaling Technology, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Cross Insurance · Wakefield, MA | $42,120 | $8,798 | $50,918 | 5 |
| Brown & Brown · Danvers, MA | $1,879 | $0 | $1,879 | 1 |
| Indigo Insurance Services · Boston, MA | $0 | $373 | $373 | 1 |
| Gallagher · Chicago, IL | $110 | $0 | $110 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.vision | 758 | — | — | — |
| Prudential Life Insurance Company of Americalife, short-term disability, long-term disability | 540 | — | $14,410 | — |
| New Directions Behavioral Healthcoverage not coded | 524 | — | — | — |
| Zurich American Insurance Companycoverage not coded | 515 | — | — | — |
| Legal Club of Americacoverage not coded | 62 | — | $3,990 | — |
| Unum Life Insurance Company of Americacoverage not coded | 5 | — | $110 | — |
| Four Ever Life Ins Cohealth | 35 | — | $1,306 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 529 | — | $33,464 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cell Signaling Technology, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 543 | 547 | +0.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $58,614 | $53,280 | −9.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cell Signaling Technology Health and Welfare Plan#501 · insurance, general assets | April 30, 2025 | October 1, 2025 | before deadline | 547 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cell Signaling Technology, Inc. pay in health insurance broker commissions in 2024?
Cell Signaling Technology, Inc.'s 2024 Form 5500 reports $53,280 in broker commissions and fees across 8 insurance contracts ($44,109 in commissions, $9,171 in fees), with Cross Insurance receiving the largest share.
Is Cell Signaling Technology, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Four Ever Life Ins Co.
How does Cell Signaling Technology, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Cell Signaling Technology, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.