Chauvet & Sons, LLC a Delaware Company
Updated Filing received by DOL
Chauvet & Sons, LLC a Delaware Company, a retail — general merchandise, sporting goods employer in Davie, Florida, reported 243 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 5 insurance contracts with no premium reported and $179,229 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 30, 2026, before the deadline.
Who was paid on Chauvet & Sons, LLC a Delaware Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Chauvet & Sons, LLC a Delaware Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Conshohocken, PA | $40,337 | $138,799 | $179,136 | 8 |
| USI Insurance Services · FT Lauderdale, FL | $39 | $0 | $39 | 1 |
| Shealy Benefits Services Inc · Lexington, SC | $24 | $0 | $24 | 1 |
| Gina Marie Martinez · Lighthouse Point, FL | $10 | $0 | $10 | 1 |
| The Clark Group of SC · Laurens, SC | $7 | $0 | $7 | 1 |
| Craig W Sottile & Other Agents · Fort Lauderdale, FL | $7 | $0 | $7 | 1 |
| Advanced Benefit System Inc · Daniel Island, SC | $5 | $0 | $5 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliatesdental, indemnity | 218 | — | $13,870 | — |
| Colonial Life and Accident Insurance Companyindemnity | 28 | — | $97 | — |
| Humana Insurance Companyvision | 184 | — | $2,329 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug | 258 | — | $137,547 | — |
| Life Insurance Company of North Americalife, short-term disability, long-term disability | 218 | — | $25,386 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Chauvet & Sons, LLC a Delaware Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 205 | 243 | +18.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $162,296 | $179,229 | +10.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Chauvet & Sons, LLC, a Delaware Company Welfare Benefit Plan#501 · insurance, general assets | February 28, 2026 | June 30, 2026 | before deadline | 243 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Chauvet & Sons, LLC a Delaware Company pay in health insurance broker commissions in 2025?
Chauvet & Sons, LLC a Delaware Company's 2025 Form 5500 reports $179,229 in broker commissions and fees across 5 insurance contracts ($40,430 in commissions, $138,799 in fees), with Marsh McLennan Agency receiving the largest share.
Is Chauvet & Sons, LLC a Delaware Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Chauvet & Sons, LLC a Delaware Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Chauvet & Sons, LLC a Delaware Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.