Cognosante, LLC
Updated Filing received by DOL
Cognosante, LLC, a professional & technical services employer in Falls Church, Virginia, reported 1,111 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $149,021 in insurance premiums across 10 contracts and $516,152 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 31, 2025, 16 days after the extended deadline.
Who was paid on Cognosante, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cognosante, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · Boston, MA | $512,171 | $1,773 | $513,944 | 9 |
| Christa G. Aufdemberg · Tustin, CA | $1,941 | $0 | $1,941 | 1 |
| Mary Theresa Fisher · Townsend, DE | $267 | $0 | $267 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 765 | $149,021 | $3,502 | 2.4% |
| Cigna Health and Life Insurance Companydental, indemnity | 878 | — | $50,732 | — |
| Prudential Insurance Company of Americalife, short-term disability, long-term disability | 943 | — | $139,038 | — |
| Cigna Health and Life Insurance Companyhealth, dental | 21 | — | $23,392 | — |
| Hawaii Medical Service Associationhealth, dental, vision, prescription drug | 3 | — | — | — |
| Pre-Paid Legal Services Inc. dba Legalshieldcoverage not coded | 125 | — | $3,309 | — |
| United Healthcare Insurance Companycoverage not coded | 392 | — | $25,485 | — |
| United Healthcare Insurance Companystop-loss | 1,477 | — | $268,718 | — |
| Chlic on Behalf of Metlifelife, long-term disability | 21 | — | $1,883 | — |
| Chlic for the Benefit of Linalife, long-term disability | 21 | — | $93 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cognosante, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 974 | 1,111 | +14.1% |
| Premiums filed | $135,513 | $149,021 | not comparable |
| Broker commissions + fees | $492,279 | $516,152 | +4.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cognosante Welfare Benefit Plan#506 · filed under DFVCP · insurance, general assets, trust | December 31, 2024 | October 31, 2025 | 16 days late | 1,111 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cognosante, LLC pay in health insurance broker commissions in 2024?
Cognosante, LLC's 2024 Form 5500 reports $516,152 in broker commissions and fees across 10 insurance contracts ($514,379 in commissions, $1,773 in fees), with Lockton receiving the largest share.
Is Cognosante, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Hawaii Medical Service Association.
How does Cognosante, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Cognosante, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.