BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Conduent Business Services LLC

Information & publishing · Florham Park, New Jersey · EIN ending 3031

Updated Filing received by DOL a plan year 2025 filing was received June 22, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived

Conduent Business Services LLC, an information & publishing employer in Florham Park, New Jersey, reported 25,073 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 18 insurance contracts with no premium reported and $730,452 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 1, 2025, within the extension window.

Participants
25,073
−4.5% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$730,452
−22.6% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Conduent Business Services LLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Conduent Business Services LLC filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Milliman Agency Inc · New York, NY$695,164$0$695,1643
Custom Benefit Programs · Boston, MA$22,117$4,450$26,5672
Zurich Agency Services Inc · Overland Park, KS$5,371$0$5,3711
Willis Towers Watson · New York, NY$2,733$465$3,1982
Buck$0$152$1521

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Zurich American Insurance Companycoverage not coded56,374—$5,371—
Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO11———
Kaiser Foundation Health Plan of Georgiahealth, prescription drug, HMO128———
Kaiser Foundation Health Plan of Washingtonhealth, prescription drug, HMO17———
Aetna Life Insurance Co.indemnity2,650—$240,717—
Aetna Life Insurance Co.dental1,525———
Metlife Legal Planscoverage not coded1,444—$29,765—
Metropolitan Life Insurance Companylife29,304—$244,032—
Metropolitan Life Insurance Companylong-term disability22,111—$210,415—
Hawaii Medical Service Associationhealth, prescription drug, PPO25———
Kaiser Foundation Health Plan Inchealth, prescription drug, HMO161———
Kaiser Foundation Health Plan Inchealth, prescription drug, HMO109———
Kaiser Foundation Health Plan of the Mid-Atlantichealth, prescription drug, HMO87—$152—
Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO21———
Anthem Insurance Companies, Inc. (g2001)coverage not coded2,155———
Metropolitan Life Insurance Companyshort-term disability568———
Metropolitan Life Insurance Companyshort-term disability583———
Triple S Salud, Inc.health, prescription drug358———

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Conduent Business Services LLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Conduent Business Services LLC
$730,452
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$2.0M$0Premiums$943,142$730,452Broker pay20232024
Conduent Business Services LLC: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants26,24125,073−4.5%
Premiums filed$2,030,907$0not comparable
Broker commissions + fees$943,142$730,452−22.6%
Commission rate0.0%——

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Conduent Business Services, LLC Welfare Benefit Plan#501 · insurance, general assetsDecember 31, 2024October 1, 2025within extension25,073
Conduent Business Services LLC On-The-Job Injury Plan#508 · general assetsDecember 31, 2024June 5, 2025before deadline3,802

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Conduent Business Services LLC pay in health insurance broker commissions in 2024?

Conduent Business Services LLC's 2024 Form 5500 reports $730,452 in broker commissions and fees across 18 insurance contracts ($725,385 in commissions, $5,067 in fees), with Milliman Agency Inc receiving the largest share.

Is Conduent Business Services LLC's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Colorado, Kaiser Foundation Health Plan of Georgia, Kaiser Foundation Health Plan of Washington.

How does Conduent Business Services LLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Conduent Business Services LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.