Consolidated Waterproofing Contractors, Inc.
Updated Filing received by DOL
Consolidated Waterproofing Contractors, Inc., a construction employer in Beltsville, Maryland, reported 252 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $153,395 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 15, 2025, within the extension window.
Who was paid on Consolidated Waterproofing Contractors, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Consolidated Waterproofing Contractors, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Employee Benefit Architects, LLC · Bel Air, MD | $107,418 | $8,150 | $115,568 | 1 |
| Amwins Connect Administrators · Hunt Valley, MD | $3,088 | $21,093 | $24,181 | 2 |
| Innovative Insurance Solutions, LLC · Bel Air, MD | $5,315 | $91 | $5,406 | 2 |
| Mullaney Enterprises LLC · Columbia, MD | $2,362 | $1,169 | $3,531 | 1 |
| Gustavo Tode · Germantown, MD | $2,393 | $244 | $2,637 | 1 |
| Brooke Harmon · Pomaria, SC | $844 | $306 | $1,150 | 2 |
| Ernesto McKenzie JR · Laurel, MD | $508 | $0 | $508 | 1 |
| Arturo Banuelos · Forest, VA | $198 | $34 | $232 | 1 |
| Greg W Woolley · Montclair, VA | $107 | $20 | $127 | 1 |
| Inspired Inc · Moscow, TN | $30 | $0 | $30 | 1 |
| Eb Specialists Inc · Ninde, VA | $19 | $0 | $19 | 1 |
| Tanya Wishard · Codorus, PA | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentlife | 225 | — | $5,550 | — |
| Group Hospitalization Medical Services, Inc.health, dental, vision, prescription drug, PPO | 170 | — | $134,199 | — |
| Transamerica Life Insurance Companylife | 6 | — | $192 | — |
| Colonial Life & Accident Insurance Companyshort-term disability, indemnity | 75 | — | $13,454 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Consolidated Waterproofing Contractors, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 245 | 252 | +2.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $252,208 | $153,395 | −39.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Consolidated Waterproofing Contractors, Inc. Employee Benefits Plan#504 · insurance, general assets | February 28, 2025 | December 15, 2025 | within extension | 252 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Consolidated Waterproofing Contractors, Inc. pay in health insurance broker commissions in 2024?
Consolidated Waterproofing Contractors, Inc.'s 2024 Form 5500 reports $153,395 in broker commissions and fees across 4 insurance contracts ($122,288 in commissions, $31,107 in fees), with Employee Benefit Architects, LLC receiving the largest share.
Is Consolidated Waterproofing Contractors, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Group Hospitalization Medical Services, Inc..
How does Consolidated Waterproofing Contractors, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Consolidated Waterproofing Contractors, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.