BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Continental Tire the Americas, LLC

Updated Filing received by DOL

Continental Tire the Americas, LLC, a manufacturing — chemical, wood, plastics employer in Fort Mill, South Carolina, reported 11,682 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $1.9M in insurance premiums across 23 contracts and $518,426 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.

Participants
11,682
+2.1% vs 2023
Premiums filed
$1.9M
premium not reported on 1 medical contract
Broker commissions + fees
$518,426
−64.5% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Continental Tire the Americas, LLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Continental Tire the Americas, LLC filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Mercer · Chicago, IL$312,156$10,223$322,3797
Willis Towers Watson · New York, NY$59,372$136,689$196,06119

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Vision Service Planvision7,972$1.9M——
Cigna Health and Life Insurance Company and Affiliates (cigna)health, indemnity153———
Kaiser Foundation Health Plan, Inc.health2—$785—
Life Insurance Company of North Americashort-term disability24—$104—
Life Insurance Company of North Americalong-term disability1,610—$5,844—
Life Insurance Company of North Americashort-term disability——$15—
Life Insurance Company of North Americashort-term disability4,538—$1,134—
Life Insurance Company of North Americashort-term disability6,096—$375—
New York Life Group Insurance Company of New Yorkshort-term disability——$29—
New York Life Group Insurance Company of New Yorkshort-term disability——$10—
Life Insurance Company of North Americacoverage not coded2,861———
Securian Life Insurance Companylife3,107—$10,787—
Securian Life Insurance Companylife260—$5,222—
Securian Life Insurance Companylife3,585—$83,815—
Securian Life Insurance Companylife3,297—$114,783—
Securian Life Insurance Companylife, indemnity2,087—$146,104—
Securian Life Insurance Companylife10,026—$53,843—
Securian Life Insurance Companylife8,831—$71,734—
Aetna Life Insurance CompanyPPO1,578———
Securian Life Insurance Companylife70—$107—
Securian Life Insurance Companylife148—$6,133—
Securian Life Insurance Companylife2,933—$13,351—
Securian Life Insurance Companylife168—$4,251—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Continental Tire the Americas, LLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Continental Tire the Americas, LLC
$518,426
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$1.9M$1.9MPremiums$1.5M$518,426Broker pay20232024
Continental Tire the Americas, LLC: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants11,44111,682+2.1%
Premiums filed$1,907,598$1,938,748not comparable
Broker commissions + fees$1,461,502$518,426−64.5%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Welfare Benefits Plan for Employees of Continental - Rubber#501 · insurance, general assetsDecember 31, 2024October 14, 2025within extension11,682
Welfare Benefits Plan for Retirees of Continental - Rubber#601 · insurance, general assets, trustDecember 31, 2024October 14, 2025within extension3,323

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Continental Tire the Americas, LLC pay in health insurance broker commissions in 2024?

Continental Tire the Americas, LLC's 2024 Form 5500 reports $518,426 in broker commissions and fees across 23 insurance contracts ($360,775 in commissions, $157,651 in fees), with Mercer receiving the largest share.

Is Continental Tire the Americas, LLC's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates (cigna), Kaiser Foundation Health Plan, Inc..

How does Continental Tire the Americas, LLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Continental Tire the Americas, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.