Coushatta Tribe of Louisiana
Updated Filing received by DOL
Coushatta Tribe of Louisiana, an arts & entertainment employer in Elton, Louisiana, reported 1,300 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 9 insurance contracts with no premium reported and $134,726 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 9, 2025, within the extension window.
Who was paid on Coushatta Tribe of Louisiana's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Coushatta Tribe of Louisiana filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Michelle L. Doucet · Boerne, TX | $83,768 | $0 | $83,768 | 2 |
| Michelle Ledoux Doucet · Youngsville, LA | $46,747 | $0 | $46,747 | 2 |
| Willis Towers Watson · Mobile, AL | $2,583 | $0 | $2,583 | 3 |
| Lynne Mulcahy · Sugar Land, TX | $1,262 | $0 | $1,262 | 1 |
| Katelynn Aaron · Hickory Creek, TX | $366 | $0 | $366 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unum Life Insurance Company of Americalong-term disability | 715 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability | 717 | — | $49,642 | — |
| Unum Life Insurance Company of Americalife | 1,505 | — | — | — |
| Unum Life Insurance Company of Americacoverage not coded | 562 | — | $35,538 | — |
| Provident Life and Accident Insurance Companylife | 23 | — | $2,176 | — |
| Unum Life Insurance Company of Americacoverage not coded | 1,332 | — | $45,742 | — |
| Vision Service Planvision | 1,062 | — | — | — |
| Metropolitan Life Insurance Companydental | 2,146 | — | — | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 75 | — | $1,628 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Coushatta Tribe of Louisiana compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,325 | 1,300 | −1.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $141,706 | $134,726 | −4.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Coushatta Tribe of Louisiana Welfare Benefits Plan#501 · insurance, general assets | December 31, 2024 | October 9, 2025 | within extension | 1,300 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Coushatta Tribe of Louisiana pay in health insurance broker commissions in 2024?
Coushatta Tribe of Louisiana's 2024 Form 5500 reports $134,726 in broker commissions and fees across 9 insurance contracts ($134,726 in commissions, $0 in fees), with Michelle L. Doucet receiving the largest share.
Is Coushatta Tribe of Louisiana's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Coushatta Tribe of Louisiana's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Coushatta Tribe of Louisiana because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.