Cpe HR, Inc. Grace Drulias
Updated Filing received by DOL
Cpe HR, Inc. Grace Drulias, an administrative & support services employer in Burbank, California, reported 26,679 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $71M in insurance premiums across 28 contracts and $4.3M in broker commissions and fees, 5.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received an amended filing on October 14, 2025; the original filing date is not in the public dataset.
Who was paid on Cpe HR, Inc. Grace Drulias's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cpe HR, Inc. Grace Drulias filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Riverside, CA | $4,144,111 | $127,978 | $4,272,089 | 27 |
| Morgan & Franz Insurance and Financ · Rancho Cucamonga, CA | $6,394 | $0 | $6,394 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 28 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Anthem Blue Cross Life and Health Insurance Companyhealth, HMO, PPO | 2,299 | $18M | $951,052 | 5.2% |
| Anthem Blue Cross Life and Health Insurance Companyhealth, HMO, PPO | 2,480 | $17M | $1.0M | 5.9% |
| Kaiser Foundation Health Plan, Inc.health | 1,304 | $12M | $725,853 | 6.0% |
| Kaiser Foundation Health Plan, Inc.health | 1,360 | $12M | $682,368 | 5.8% |
| Kaiser Foundation Health Plan, Inc.health | 502 | $4.1M | $237,027 | 5.8% |
| Kaiser Foundation Health Plan, Inc.health | 437 | $2.9M | $162,168 | 5.6% |
| Metropolitan Life Insurance Companydental | 1,835 | $1.6M | $197,718 | 12.3% |
| United Healthcare Insurance Companyhealth | 184 | $930,212 | $48,911 | 5.3% |
| Reliance Standardlife | 1,772 | $430,800 | $79,481 | 18.4% |
| Kaiser Foundation Health Plan, Inc.health | 47 | $382,386 | $12,788 | 3.3% |
| Vision Service Planvision | 3,045 | $285,432 | $14,854 | 5.2% |
| Reliance Standardlife | 1,611 | $279,146 | $41,363 | 14.8% |
| Safeguard Health Plans, Inc., a California Corporationdental, HMO | 1,930 | $224,790 | $27,858 | 12.4% |
| Reliance Standardlife | 2,166 | $93,545 | $19,647 | 21.0% |
| Reliance Standardlife | 244 | $92,974 | $13,946 | 15.0% |
| Reliance Standardlife | 440 | $49,948 | $10,343 | 20.7% |
| United Healthcare Insurance Companylife, short-term disability, long-term disability, indemnity | 702 | $49,630 | $7,616 | 15.3% |
| Reliance Standardlong-term disability | 487 | $44,260 | $8,803 | 19.9% |
| Reliance Standardlong-term disability | 1,191 | $37,928 | $5,689 | 15.0% |
| Reliance Standardlife | 1,724 | $33,013 | $4,912 | 14.9% |
| Reliance Standardshort-term disability | 74 | $23,909 | $3,260 | 13.6% |
| The Lincoln National Life Insurance Companylife | 290 | $22,490 | — | — |
| Reliance Standardshort-term disability | 97 | $18,902 | $2,028 | 10.7% |
| The Lincoln National Life Insurance Companylong-term disability | 145 | $15,668 | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cpe HR, Inc. Grace Drulias compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,876 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 25,892 | 26,679 | +3.0% |
| Premiums filed | $22,312,176 | $71,150,117 | +218.9% |
| Broker commissions + fees | $2,095,673 | $4,278,483 | +104.2% |
| Commission rate | — | 5.7% | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cpe HR Inc Section 125#501 · amended · insurance | December 31, 2024 | October 14, 2025 | amended filing; original date not in data | 26,679 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cpe HR, Inc. Grace Drulias pay in health insurance broker commissions in 2024?
Cpe HR, Inc. Grace Drulias's 2024 Form 5500 reports $4,278,483 in broker commissions and fees across 28 insurance contracts ($4,150,505 in commissions, $127,978 in fees), with HUB International receiving the largest share.
Is Cpe HR, Inc. Grace Drulias's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Anthem Blue Cross Life and Health Insurance Company, Kaiser Foundation Health Plan, Inc., United Healthcare Insurance Company.
How does Cpe HR, Inc. Grace Drulias's broker compensation compare with similar employers?
Cpe HR, Inc. Grace Drulias paid 5.7% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in California is 4.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.