Crum Trucking, Inc.
Updated Filing received by DOL
Crum Trucking, Inc., a transportation — truck & rail employer in Bateville, Indiana, reported 143 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $62,454 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 21, 2026, before the deadline.
Who was paid on Crum Trucking, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Crum Trucking, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Cottingham & Butler · Dubuque, IA | $45,196 | $15,303 | $60,499 | 5 |
| Benjamin G Stahl · Columbus, IN | $1,047 | $0 | $1,047 | 1 |
| Voluntary Benefit Plans LLC · Avon, IN | $457 | $0 | $457 | 1 |
| Emerson Rogers LLC · Blue Bell, PA | $150 | $0 | $150 | 1 |
| Rogle Inc · Indianapolis, IN | $124 | $16 | $140 | 1 |
| Kami L Stanley · Lincoln, NE | $106 | $34 | $140 | 1 |
| Gary a Inerson · Fortville, IN | $11 | $0 | $11 | 1 |
| Gary D Davis · Sewell, NJ | $6 | $0 | $6 | 1 |
| Elite Administration · Greer, SC | $4 | $0 | $4 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Anthem Insurance Companies, Inc.health, dental, vision | 264 | — | $2,646 | — |
| Colonial Life & Accident Insurance Companyshort-term disability | 42 | — | $1,955 | — |
| Qbe Insurancecoverage not coded | 152 | — | $913 | — |
| Qbe Insurancecoverage not coded | 148 | — | $2,070 | — |
| Anthem Life Insurance Companylife | — | — | $2,390 | — |
| Sun Life Assurance Company of Canadadental, vision, life, short-term disability, long-term disability | 197 | — | $52,480 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Crum Trucking, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 180 | 143 | −20.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $50,655 | $62,454 | +23.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Crum Trucking, Inc. Group Health and Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 21, 2026 | before deadline | 143 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Crum Trucking, Inc. pay in health insurance broker commissions in 2025?
Crum Trucking, Inc.'s 2025 Form 5500 reports $62,454 in broker commissions and fees across 6 insurance contracts ($47,101 in commissions, $15,353 in fees), with Cottingham & Butler receiving the largest share.
Is Crum Trucking, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Insurance Companies, Inc..
How does Crum Trucking, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Crum Trucking, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.