Dave Arbogast Group Inc.
Updated Filing received by DOL
Dave Arbogast Group Inc., a retail — stores, food, auto, clothing employer in Troy, Ohio, reported 144 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $40,952 in insurance premiums across 7 contracts and $23,384 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 14, 2026, before the deadline.
Who was paid on Dave Arbogast Group Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Dave Arbogast Group Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Dayton, OH | $17,772 | $5,612 | $23,384 | 8 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Superior Dental Caredental | 71 | $40,952 | $4,421 | 10.8% |
| Aetna Life Insurance Companyhealth | 147 | — | — | — |
| United of Omaha Life Insurance Companylife | 164 | — | $1,542 | — |
| United of Omaha Life Insurance Companyshort-term disability | 45 | — | $7,926 | — |
| United of Omaha Life Insurance Companylife | 55 | — | $6,479 | — |
| American Heritage Life Insurance Companycoverage not coded | 36 | — | $1,850 | — |
| American Heritage Life Insurance Companycoverage not coded | 21 | — | $1,166 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Dave Arbogast Group Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 143 | 144 | +0.7% |
| Premiums filed | $37,568 | $40,952 | +9.0% |
| Broker commissions + fees | $21,105 | $23,384 | +10.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Dave Arbogast Group Inc. Employee Benefit Plan#501 · insurance, general assets | December 31, 2025 | April 14, 2026 | before deadline | 144 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Dave Arbogast Group Inc. pay in health insurance broker commissions in 2025?
Dave Arbogast Group Inc.'s 2025 Form 5500 reports $23,384 in broker commissions and fees across 7 insurance contracts ($17,772 in commissions, $5,612 in fees), with Marsh McLennan Agency receiving the largest share.
Is Dave Arbogast Group Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.
How does Dave Arbogast Group Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Dave Arbogast Group Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.