Delta Air Lines, Inc.
Updated Filing received by DOL a plan year 2025 filing was received July 20, 2026 for 4 of this employer's 10 plans; this record moves to 2025 when all have arrived
Delta Air Lines, Inc., a transportation — truck & rail employer in Atlanta, Georgia, reported 82,657 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $1.4M in insurance premiums across 4 contracts and $70,261 in broker commissions and fees, 5.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 15, 2026, within the extension window.
Who was paid on Delta Air Lines, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Delta Air Lines, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · San Juan, PR | $70,261 | $0 | $70,261 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Triple S Salud, Inc.health, dental, prescription drug | 145 | $1.4M | $70,261 | 5.0% |
| Blue Cross Blue Shield of Hawaiihealth, prescription drug, HMO | 446 | — | — | — |
| Blue Cross Blue Shield of Hawaiihealth, prescription drug, HMO | 10 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, dental, vision, prescription drug | 334 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Delta Air Lines, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $9,691 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 81,703 | 82,657 | +1.2% |
| Premiums filed | $1,040,925 | $1,405,212 | +35.0% |
| Broker commissions + fees | $0 | $70,261 | — |
| Commission rate | 0.0% | 5.0% | +5.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
The 8 largest of 10 plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Delta Account-Based Healthcare Plan#544 · insurance, general assets, trust | June 30, 2025 | April 15, 2026 | within extension | 82,657 |
| Delta Retiree Medical Account Plan#549 · general assets | December 31, 2024 | July 28, 2025 | before deadline | 13,257 |
| Delta Air Lines, Inc. Medical Premium Reimbursement Plan#542 · general assets | December 31, 2024 | July 28, 2025 | before deadline | 9,869 |
| Delta Family-Care Medical Plan#501 · general assets, trust | June 30, 2025 | April 15, 2026 | within extension | 6,514 |
| Delta Air Lines, Inc. Medical Reimbursement Plan#521 · general assets | June 30, 2025 | April 15, 2026 | within extension | 4,686 |
| Delta Pilots Medical Plan#503 · general assets, trust | June 30, 2025 | April 15, 2026 | within extension | 4,595 |
| Delta Pilots High-Deductible Health Plan#506 · general assets, trust | June 30, 2025 | April 15, 2026 | within extension | 1,940 |
| Delta Air Lines Pilots Medical Reimbursement Plan#525 · general assets | June 30, 2025 | April 15, 2026 | within extension | 1,353 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Delta Air Lines, Inc. pay in health insurance broker commissions in 2024?
Delta Air Lines, Inc.'s 2024 Form 5500 reports $70,261 in broker commissions and fees across 4 insurance contracts ($70,261 in commissions, $0 in fees), with Willis Towers Watson receiving the largest share.
Is Delta Air Lines, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc., Blue Cross Blue Shield of Hawaii, Kaiser Foundation Health Plan, Inc..
How does Delta Air Lines, Inc.'s broker compensation compare with similar employers?
Delta Air Lines, Inc. paid 5.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Georgia is 7.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.