Deval Life Cycle Support
Updated Filing received by DOL
Deval Life Cycle Support, a manufacturing — metal, equipment, transportation employer in Philadelphia, Pennsylvania, reported 150 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $995,707 in insurance premiums across 3 contracts and $113,676 in broker commissions and fees, 6.6% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 14, 2026, before the deadline.
Who was paid on Deval Life Cycle Support's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Deval Life Cycle Support filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Kistler Tiffany Benefits Gen Agency · Berwyn, PA | $65,856 | $0 | $65,856 | 2 |
| Kistler Tiffany Benefits General Ag · Berwyn, PA | $28,428 | $9,615 | $38,043 | 1 |
| OneDigital · Atlanta, GA | $9,777 | $0 | $9,777 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Independence Blue Crosshealth, prescription drug, PPO | 154 | $846,074 | $54,831 | 6.5% |
| Keystonehealth | 35 | $149,633 | $11,025 | 7.4% |
| Guardian Life Insurance Companydental, vision, life, short-term disability, long-term disability | 167 | — | $47,820 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Deval Life Cycle Support compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,268 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 127 | 150 | +18.1% |
| Premiums filed | $861,922 | $995,707 | +15.5% |
| Broker commissions + fees | $95,744 | $113,676 | +18.7% |
| Commission rate | 6.5% | 6.6% | +0.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Deval Life Cycle Support Health Plan#501 · insurance, general assets | December 31, 2025 | May 14, 2026 | before deadline | 150 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Deval Life Cycle Support pay in health insurance broker commissions in 2025?
Deval Life Cycle Support's 2025 Form 5500 reports $113,676 in broker commissions and fees across 3 insurance contracts ($104,061 in commissions, $9,615 in fees), with Kistler Tiffany Benefits Gen Agency receiving the largest share.
Is Deval Life Cycle Support's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Independence Blue Cross, Keystone.
How does Deval Life Cycle Support's broker compensation compare with similar employers?
Deval Life Cycle Support paid 6.6% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Pennsylvania is 4.4%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.