DNPR Services
Updated Filing received by DOL
DNPR Services, an information & publishing employer in Louisville, Colorado, reported 137 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $127,189 in insurance premiums across 10 contracts and $35,027 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Pace Underwriters). The Department of Labor received the filing on July 24, 2025, before the deadline.
Who was paid on DNPR Services's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract DNPR Services filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Peak Benefits LLC · Aurora, CO | $29,369 | $0 | $29,369 | 8 |
| Warner Pacific Insurance Service in · Greenwood Village, CO | $3,289 | $0 | $3,289 | 1 |
| Melissa a Koll · Dillon, CO | $871 | $265 | $1,136 | 1 |
| Evan D Burden · Denver, CO | $476 | $0 | $476 | 1 |
| Voluntary Solutions Inc · Brighton, CO | $216 | $57 | $273 | 1 |
| Christian Kyle Stout · Aurora, CO | $63 | $124 | $187 | 1 |
| Lovelace Kidd JR · San Antonio, TX | $118 | $0 | $118 | 1 |
| Unique Benefit Group Inc · Woburn, ME | $56 | $0 | $56 | 1 |
| Verne Lavinier Kidd · Cibolo, TX | $39 | $0 | $39 | 1 |
| Rhona S Unsell Inc · Boulder, CO | $36 | $0 | $36 | 1 |
| Selective Options Inc · Brighton, CO | $21 | $0 | $21 | 1 |
| Warner Pacific Insurance Services I · Westlake Village, CA | $10 | $0 | $10 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dentaldental | 298 | $127,189 | $11,513 | 9.1% |
| Mutual of Omahashort-term disability | 137 | — | $4,292 | — |
| Mutual of Omahalife | 137 | — | $1,232 | — |
| Mutual of Omahashort-term disability | 137 | — | $3,189 | — |
| Mutual of Omahalife | 137 | — | $9,310 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 27 | — | $3,197 | — |
| Vision Service Planvision | 127 | — | $1,450 | — |
| Tokio Marine Hcc-A&H Groupcoverage not coded | 124 | — | — | — |
| Pre-Paid Legal Services Inc, dba Legal Shieldcoverage not coded | 28 | — | $844 | — |
| Pace Underwritersstop-loss | 127 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How DNPR Services compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| DNPR Health and Welfare Plan#501 · insurance | December 31, 2024 | July 24, 2025 | before deadline | 137 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did DNPR Services pay in health insurance broker commissions in 2024?
DNPR Services's 2024 Form 5500 reports $35,027 in broker commissions and fees across 10 insurance contracts ($34,579 in commissions, $448 in fees), with Peak Benefits LLC receiving the largest share.
Is DNPR Services's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Pace Underwriters).
How does DNPR Services's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for DNPR Services because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.