Ebp Harbor Group Inc
Updated Filing received by DOL
Ebp Harbor Group Inc, a construction employer in Sioux Center, Iowa, reported 1,378 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $14M in insurance premiums across 7 contracts and $55,301 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 8, 2026, within the extension window.
Who was paid on Ebp Harbor Group Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ebp Harbor Group Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alkeme Insurance · Plattsmoth, NE | $26,521 | $0 | $26,521 | 1 |
| Marsh McLennan Agency · Sioux Falls, SD | $19,485 | $6,568 | $26,053 | 5 |
| Keeler Shawn J · Plattsmoth, NE | $2,704 | $0 | $2,704 | 1 |
| Anthony C Buechler · Papillion, NE | $23 | $0 | $23 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc.health, stop-loss | 1,310 | $14M | — | — |
| Vision Service Planvision | 1,047 | — | — | — |
| American Heritage Life Insurance Companyhealth | 640 | — | $50,081 | — |
| Delta Dental of Iowadental | 1,340 | — | — | — |
| Lincoln National Life Insurance Companylife | 1,624 | — | $2,353 | — |
| Lincoln National Life Insurance Companylong-term disability | 1,624 | — | $946 | — |
| Lincoln National Life Insurance Companyshort-term disability | 1,624 | — | $1,921 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ebp Harbor Group Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $10,323 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,121 | 1,378 | +22.9% |
| Premiums filed | $0 | $13,523,298 | not comparable |
| Broker commissions + fees | $90,861 | $55,301 | −39.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Harbor Group Comprehensive Health & Welfare Benefit Plan#501 · insurance, general assets, trust | August 31, 2025 | June 8, 2026 | within extension | 1,378 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ebp Harbor Group Inc pay in health insurance broker commissions in 2024?
Ebp Harbor Group Inc's 2024 Form 5500 reports $55,301 in broker commissions and fees across 7 insurance contracts ($48,733 in commissions, $6,568 in fees), with Alkeme Insurance receiving the largest share.
Is Ebp Harbor Group Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Wellmark Health Plan of Iowa, Inc., American Heritage Life Insurance Company.
How does Ebp Harbor Group Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ebp Harbor Group Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.