Edmund Optics, Inc.
Updated Filing received by DOL
Edmund Optics, Inc., a manufacturing — metal, equipment, transportation employer in Barrington, New Jersey, reported 325 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $201,362 in insurance premiums across 13 contracts and $47,822 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 22, 2026, before the deadline.
Who was paid on Edmund Optics, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Edmund Optics, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Innovative Benefit Planning LLC · Moorestown, NJ | $47,631 | $0 | $47,631 | 11 |
| Hafetz & Associates · Linwood, NJ | $191 | $0 | $191 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of New Jersey, Inc.dental | 267 | $201,362 | $6,326 | 3.1% |
| Cigna Health and Life Insurance Companyhealth, dental | 9 | — | $10,585 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 1 | — | $293 | — |
| Life Insurance Company of North Americalife | 9 | — | $367 | — |
| Cigna Health and Life Insurance Companylife | 9 | — | $957 | — |
| Vision Service Planvision | 311 | — | $1,615 | — |
| Life Insurance Company of North Americacoverage not coded | 338 | — | $3,015 | — |
| Life Insurance Company of North Americashort-term disability | 338 | — | $2,578 | — |
| Life Insurance Company of North Americalife | 338 | — | $16,958 | — |
| Life Insurance Company of North Americalong-term disability | 338 | — | $4,665 | — |
| Alpha Dental Programs, Incdental | 49 | — | $463 | — |
| Cigna Health and Life Insurance Companyhealth, indemnity | 7 | — | — | — |
| Life Insurance Company of North Americalife | 338 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Edmund Optics, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 379 | 325 | −14.2% |
| Premiums filed | $192,619 | $201,362 | not comparable |
| Broker commissions + fees | $38,247 | $47,822 | +25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Edmund Optics, Inc. Health and Welfare Plan#502 · insurance, general assets | December 31, 2025 | July 22, 2026 | before deadline | 325 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Edmund Optics, Inc. pay in health insurance broker commissions in 2025?
Edmund Optics, Inc.'s 2025 Form 5500 reports $47,822 in broker commissions and fees across 13 insurance contracts ($47,822 in commissions, $0 in fees), with Innovative Benefit Planning LLC receiving the largest share.
Is Edmund Optics, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Edmund Optics, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Edmund Optics, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.