Electronic Waveform Lab, Inc.
Updated Filing received by DOL
Electronic Waveform Lab, Inc., a manufacturing — metal, equipment, transportation employer in Huntington Beach, California, reported 184 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $107,127 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 26, 2026, before the deadline.
Who was paid on Electronic Waveform Lab, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Electronic Waveform Lab, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Stockton, CA | $85,571 | $19 | $85,590 | 3 |
| Richard W. Bryson Ins Agency, Inc. · Long Beach, CA | $15,270 | $0 | $15,270 | 1 |
| Professional Group Plans, Inc. · Hauppauge, NY | $0 | $2,476 | $2,476 | 1 |
| John D. Evangelista · Aliso Viejo, CA | $1,020 | $303 | $1,323 | 1 |
| Bryson Insurance Agency, Inc. · Long Beach, CA | $1,017 | $0 | $1,017 | 2 |
| OneDigital · Atlanta, GA | $893 | $21 | $914 | 1 |
| Tech Coordinator Cyber Insurance So · Cerritos, CA | $206 | $0 | $206 | 1 |
| Antoinette Mari Garcia · Brea, CA | $138 | $0 | $138 | 1 |
| Nicholas Ryan Derrico · Orange, CA | $96 | $0 | $96 | 1 |
| Kristin Ann Decou · Beaumont, CA | $34 | $0 | $34 | 1 |
| Andrea Marie Tierce · Placerville, CA | $14 | $8 | $22 | 1 |
| Dana Marie Mowatt · Torrance, CA | $14 | $4 | $18 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, dental, prescription drug, PPO | 175 | — | $95,730 | — |
| Principal Life Insurance Companyvision, life | 272 | — | $8,390 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 19 | — | $3,007 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Electronic Waveform Lab, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 187 | 184 | −1.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $17,999 | $107,127 | +495.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Electronic Waveform Lab Benefit and Welfare Plan#501 · insurance, general assets | August 31, 2025 | March 26, 2026 | before deadline | 184 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Electronic Waveform Lab, Inc. pay in health insurance broker commissions in 2024?
Electronic Waveform Lab, Inc.'s 2024 Form 5500 reports $107,127 in broker commissions and fees across 3 insurance contracts ($104,296 in commissions, $2,831 in fees), with USI Insurance Services receiving the largest share.
Is Electronic Waveform Lab, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Electronic Waveform Lab, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Electronic Waveform Lab, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.