Engineering Development Group, Inc.
Updated Filing received by DOL
Engineering Development Group, Inc., a professional & technical services employer in Metairie, Louisiana, reported 416 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 12 insurance contracts with no premium reported and $161,622 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Unitedhealthcare Stop Loss-United Health). The Department of Labor received the filing on September 24, 2026, within the extension window.
Who was paid on Engineering Development Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Engineering Development Group, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Ben Pro LLC · Mandeville, LA | $119,106 | $0 | $119,106 | 1 |
| Emerson Rogers LLC · Phoenix, AZ | $0 | $18,418 | $18,418 | 4 |
| Emerson Reid & Co · Blue Bell, PA | $13,499 | $0 | $13,499 | 1 |
| United Behavioral Health dba Optum · San Francisco, CA | $0 | $5,591 | $5,591 | 1 |
| Gallagher · Rolling Meadows, IL | $0 | $4,953 | $4,953 | 4 |
| Strategic Non-Medical Solutions,llc · Boston, MA | $55 | $0 | $55 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Dental Health of Texas, Inc.coverage not coded | 24 | — | — | — |
| Cigna Health and Life Insurance Companydental, indemnity | 316 | — | — | — |
| Eyemedvision | 137 | — | $51 | — |
| Eyemedvision | 19 | — | $4 | — |
| Life Insurance Company of North Americacoverage not coded | 417 | — | $607 | — |
| Life Insurance Company of North Americalife | 417 | — | $7,249 | — |
| Life Insurance Company of North Americalong-term disability | 417 | — | $9,547 | — |
| Life Insurance Company of North Americashort-term disability | 417 | — | $5,968 | — |
| United Behavioral Health dba Optumcoverage not coded | 538 | — | $5,591 | — |
| Unitedhealthcare Stop Loss-United Healthstop-loss | 370 | — | $132,605 | — |
| Cigna Dental Health of Colorado, Inc.coverage not coded | 1 | — | — | — |
| Cigna Dental Health of Ohio, Inc.coverage not coded | 1 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Engineering Development Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 411 | 416 | +1.2% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $311,859 | $161,622 | −48.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Engineering Development Group, Inc. Flexible#501 · insurance | December 31, 2025 | September 24, 2026 | within extension | 416 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Engineering Development Group, Inc. pay in health insurance broker commissions in 2025?
Engineering Development Group, Inc.'s 2025 Form 5500 reports $161,622 in broker commissions and fees across 12 insurance contracts ($132,660 in commissions, $28,962 in fees), with Ben Pro LLC receiving the largest share.
Is Engineering Development Group, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Unitedhealthcare Stop Loss-United Health).
How does Engineering Development Group, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Engineering Development Group, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.