F&E Aircraft Maintenance (miami) LLC
Updated Filing received by DOL
F&E Aircraft Maintenance (miami) LLC, an other services employer in Miami Springs, Florida, reported 1,006 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $60,914 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Fair American Insurance and Reinsurance). The Department of Labor received an amended filing on April 15, 2026; the original filing date is not in the public dataset.
Who was paid on F&E Aircraft Maintenance (miami) LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract F&E Aircraft Maintenance (miami) LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| RSC Insurance Brokerage Inc · Kansas City, MO | $28,823 | $0 | $28,823 | 5 |
| Emerson Rogers LLC · Elmwood Park, NJ | $0 | $14,412 | $14,412 | 5 |
| Integrated Enrollment & Tech Sltns · Fort Lauderdale, FL | $0 | $11,293 | $11,293 | 4 |
| Larocca & Associates, Inc · Fort Lauderdale, FL | $3,267 | $0 | $3,267 | 1 |
| Integrated Enrollement & Tech Sltns · Fort Lauderdale, FL | $0 | $3,119 | $3,119 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Eyemed Fidelity Security Life Insurance Companyvision | 1,209 | — | $3,267 | — |
| The Lincoln National Life Insurance Companylife | 964 | — | $19,155 | — |
| The Lincoln National Life Insurance Companylong-term disability | 235 | — | $12,476 | — |
| The Lincoln National Life Insurance Companylife | 345 | — | $13,756 | — |
| The Lincoln National Life Insurance Companylong-term disability | 118 | — | $6,221 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 118 | — | $6,039 | — |
| Fair American Insurance and Reinsurancestop-loss | 791 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How F&E Aircraft Maintenance (miami) LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,064 | 1,006 | −5.5% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $166,877 | $60,914 | −63.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| F&E Aircraft Maintenance (miami) LLC#501 · amended · insurance | June 30, 2025 | April 15, 2026 | amended filing; original date not in data | 1,006 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did F&E Aircraft Maintenance (miami) LLC pay in health insurance broker commissions in 2025?
F&E Aircraft Maintenance (miami) LLC's 2025 Form 5500 reports $60,914 in broker commissions and fees across 7 insurance contracts ($32,090 in commissions, $28,824 in fees), with RSC Insurance Brokerage Inc receiving the largest share.
Is F&E Aircraft Maintenance (miami) LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Fair American Insurance and Reinsurance).
How does F&E Aircraft Maintenance (miami) LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for F&E Aircraft Maintenance (miami) LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.